Customer Service

Find out how pet insurance companies treat their customers. These reviews highlight the quality of support, communication, responsiveness, and how well companies resolve issues for pet owners.

76,968 total


May 12, 2026

Embrace Pet Insurance…poor reimbursement

I used paid for Embrace Pet Insurance for my dog for many years but hardly ever submitted a claim. In April I submitted a claim for an emergency visit for my dog and it’s been a nightmare to get reimbursed. They claim they haven’t received information which they have. I received multiple and almost daily notices that they need clinical notes from a vet that I already told them he has not seen in years. Their portal was not allowing me to submit requested documents, because it was not working properly but they continue to send me repeated emails even after I email the info myself through the claims department. Their communication system is a mess and they are delaying my reimbursement by any means possible. I’ve been reading that they will find any “preexisting”event such as vomiting a “condition” and not reimbursement. I will update and let you know if they do the right thing and how long it takes them to do it. This experience has been very frustrating and I think they are hoping I’ll give up and stop trying to get my reimbursement.

Insurer: Embrace

By: karen machuca

May 12, 2026

Very helpful with new puppy

Very helpful with new puppy

Insurer: Spot

By: Tynnell Dunaway

May 12, 2026

Alex was very helpful on the phone

Alex was very helpful on the phone. I give him a 5 star review. However, I have a complaint about policy coverage which I know Alex has no control over... I have been a Nationwide Pet insurance customer for over 10 years. I have two new kittens. I'm disappointed that there is no "kitten exclusion" for the 14 day waiting period for coverage. I have new kittens who are 8 weeks old. I want to take them in for their first kitten appointment right away, but although I purchased coverage today, I cannot use my coverage for 14 days. By definition an 8 week old kitten who has not been to the vet does not have medical records that need to be reviewed by underwriting. I'm am left making a choice to postpone my kittens health check or pay for it myself even though I have paid for insurance. I can't justify having their health check delayed so I will pay for it myself. Disappointed that kitten coverage is not available to my kittens immediately.

Insurer: Nationwide

By: Kathleen Sedehi

May 12, 2026

Easy to file claims

Easy to file claims. Quick pay

Insurer: MetLife

By: Rufus

May 12, 2026

I FEEL RELIEVED …

Easy to understand the different coverage options, low pressure to purchase but ready to help explain, excellent coverage options (I have a puppy) and although I haven’t used it yet, it comes HIGHLY recommended for friendly, professional customer service & support as well as ease of the claims process and quick review! I haven’t even used it yet and it’s already given me peace of mind as I get to know my new little buddy. Seems like a fair premium for my desired level of coverage and care.

Insurer: Prudent Pet

By: Donna Lanier

May 12, 2026

Left after 3 years due to no coverage and climbing rates

I had MetLife for 3 years. I got my policy when my dog was 1 year old. She is a boston terrior. Just about any time I tried to claim anything it was considered a "pre-existing condition". Not only did they NOT help me with medical coverage my rates went up every year with no help from them. Complete waste of money and time. I will say Customer service reps are great. It is the claims process that tanks the whole company.

Insurer: MetLife

By: Jonna Tucker

May 12, 2026

I’ve used nationwide for over 11 years

I’ve used nationwide for over 11 years. They do not disappoint. Great customer service!

Insurer: Nationwide

By: Carol Wawrychuk

May 12, 2026

Website issues & App Crashes

Website issues & App constantly crashing and "dog is off leash" Website crashed and I could not submit a claim. I have tried emailing, twice now, an invoice to be as a claim and no one has got back to me. Now my new insurance term starts today and no one processed my claim.

Insurer: MetLife

By: Olivia Busby

May 11, 2026

Hospitality

Hospitality, knowledge, explanations

Insurer: Prudent Pet

By: ctcoyyahoo.com

May 11, 2026

We are beyond grateful for Healthy Paws…

We are beyond grateful for Healthy Paws and the peace of mind they’ve given us with both of our dogs, Mercy & Merlin. Recently, Mercy had to spend several nights in the hospital battling a severe urinary tract infection that had spread to her bladder and kidneys. It was terrifying emotionally, and without pet insurance, it would have been incredibly difficult financially as well. Healthy Paws truly came through for us. Not only did they help cover the costs when we needed it most, but their claims process was fast, easy, and stress-free during an already overwhelming time. The reimbursement hit our account through direct deposit surprisingly quickly, which made such a huge difference. Having insurance for your pets feels a little like having a safety net woven out of kindness and practicality. We’re so thankful we chose Healthy Paws for Mercy & Merlin and absolutely recommend them to any pet parent wanting real support when life suddenly goes sideways. 🐾

Insurer: Healthy Paws

By: Caprice Ridgeway

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