Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 09, 2026

I am super happy with this company

I am super happy with this company, I never wonder what the status is with my claim because they update frequently. Totally recommend them.

Insurer: Healthy Paws

By: christy willis

July 09, 2026

Chloe's Owner

I have had Pets Best for years. It is easy to use from the submission of the claim to reimbursement. I would recommend it for Illness and Injury because it adds assurance if your pet gets sick or injured. It provides peace of mind.

Insurer: Pets Best

Veterinarian: Bradfordville Animal Hospital

By: rosanne

Useful
July 09, 2026

Pumpkin is remarkable

Pumpkin is a wonderful choice for your pets insurance. They have unparalleled customer service, and work faster than you could ever imagine. Our last claim was paid to use within 7 minutes of submitting it!!! Absolutely unbelievable service, and this was on a Sunday no less!

Insurer: Pumpkin

By: Max

July 09, 2026

Not reimbursing

Well let me tell you if if you had a pre existing condition or don’t know you had a preexisting condition:check with you Vet before buying this insurance. We did not know because a phrase called (choppy gate) which in the ‘doc notes’ which you don’t see unless you ask see we were told no existing conditions but when we filed a claim sure enough the doc note had this so no money for any of my claims. So I paid 2 month premiums and unfortunately my dog passed away and we got zip due to a librella shot that killed him due to osteoporosis (choppy gat) So $1500 with only about $300 reimbursed be very aware very aware plus it took almost a month for them to decline my claims awful company I’m not happy

Insurer: Embrace

By: Robin Broadway

July 09, 2026

The reimbursement was quick with no…

The reimbursement was quick with no hassle and the claim was easily to submit.

Insurer: MetLife

By: M, McG

July 09, 2026

Quick, simple, and thorough

Quick, organized, thorough! This was our first claim for our dog and it was such a simple process. We have had several friends ask what company we use since we had such an easy experience.

Insurer: Spot

By: Kelly

July 09, 2026

Honestly

Honestly, I’m very happy about healthy paws support. They are sending the money back very fast and this makes me relieves the s. I totally trust in this insurance

Insurer: Healthy Paws

By: Raylyn Pliopa

July 09, 2026

Pumpkin is a must for pets

I love the quick response, review and settlement of my claims. Our fur babies deserve the best medical care when needed, however, the upfront cost may deter some people. So having Pumpkin is really helpful and takes the financial burden away for any major medical treatments.

Insurer: Pumpkin

By: Tom

July 09, 2026

Great company to work with

Great company to work with! Got a fast reimbursement.

Insurer: Spot

By: Ashley Ryan

July 09, 2026

Unable to connect with a human when in…

Unable to connect with a human when in need of claim result consultation. Last two claims were both several hundred dollars and only received $5 and $10 respectively as reimbursements for Sheka and Blue (cats). My wife is Theresa Quinones 408-307-2080 owns the account and I pay the premiums. We very much NEED understandable explanation as to why these claims are resulting in this manner. I am very disturbed with this experience so far and would like to discuss before I submit my experiences to trustpilot, yelp, etc. Please dont force me to execute as I am VERY good at it. My wife deserves a human support to help her understand why you are NOT properly handling our coverage.

Insurer: Fetch

By: Antonio Quinones

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