Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 10, 2026

Too Slow with their clams.

Too Slow with their clams.

Insurer: Embrace

By: Ricardo Aguilar

July 10, 2026

Excellent Customer Care

We have insured our two dogs, Nugget and Lilly, since 2022. Our claims have always been processed quickly and any time we have contacted customer support, they have been very helpful. Most recently. a claim was initially denied for a pre-existing condition. When I called to explain that the condition was diagnosed after coverage started, they re-submitted and paid the claim. I’m very happy with MetLife and would highly recommend to anyone with a pet.

Insurer: MetLife

By: Pam Swanstrom

July 10, 2026

Wonderful company

Wonderful company. Very friendly and helpful customer service. Covered my cats expenses. Big relief. It was very expensive bill. Wow, a company who does what they say will do.

Insurer: Spot

By: Candace

July 10, 2026

Great Pet Insurance

Thank goodness I finally got Pet Insurance and that I chose SPOT. My dog recenlty got very sick and needed ER visits and a lot of TLC from the Vets. It cost a lot of money, and without any question SPOT reimbursed me quickly. This is a great company.

Insurer: Spot

By: Paula Bickford

July 10, 2026

Easy to submit claim

Easy to submit claim

Insurer: Spot

By: GLENN YASUKOCHI

July 10, 2026

I was so grateful I bought Trupanion…

I was so grateful I bought Trupanion pet insurance when Tux was 8 weeks. He’s a Great Dane puppy that eats everything. He ate two paint rags and had to have emergency surgery! They removed the rags and tacked his stomach. Truepanion made the process much less stressful. It would have cost us over 6,000.00. We paid 1,600.00. So worth it!! I recommend them to everyone I talk to! Colleen Gonzalez

Insurer: Trupanion

By: Colleen Gonzalez

July 10, 2026

Claim submission is quick and easy

Claim submission is quick and easy. The turn around time is within days.

Insurer: Pets Best

By: Jill Carson

July 10, 2026

I submitted statements twice for my pet…

I submitted statements twice for my pet and have not received any reimbursement for vaccines that I was told would be.

Insurer: Prudent Pet

By: JUANEAN JONES

July 10, 2026

I’ve had spot on my 3 dogs and it’s…

I’ve had spot on my 3 dogs and it’s helped me two times already. Back in 2024 my Stella crossed over the rainbow. This year in march my Rubie got sick. I called spot to put medical on my 3 girls and didn’t realise I already had the plan. I would recommend spot to many of my pet friends. Thank you

Insurer: Spot

By: Antonette Russ

July 10, 2026

Having Pet's Best Health Insurance has…

Having Pet's Best Health Insurance has made it possible for me to make the best health care choices for my pets without the fear of how will I pay for it. In past years I made health care choices for my pets that took me months to pay off. Recently I had to make life saving health care choices for my cat . I take great comfort in knowing that again Pets Best helped me make the best choice without the fear of a long term debt.

Insurer: Pets Best

By: Linda Laplace

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.