Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 15, 2026

They are gracious when I have questions…

They are gracious when I have questions or concerns, quick with processing the claims and payments for my pet. So glad I chose Spot Pet Insurance!

Insurer: Spot

By: customerv

July 15, 2026

Trupanion has been great insurance to…

Trupanion has been great insurance to have. Our dog has some health issues and Trupanion saves us a lot of money. When you send in a claim they handle it in a hurry. Very prompt. They will even pay their portion when checking out in a timely manner. Great insurance.

Insurer: Trupanion

By: Vicki

July 15, 2026

Fast response time and no hassle easy…

Fast response time and no hassle easy claim submittal process

Insurer: Trupanion

By: Rosi

July 15, 2026

Happy with customer service not as happy with insurance refund for the cost being paid.

The company helped with aclaim that wasn't going through internet connection. Refund was fair.

Insurer: Fetch

By: Vickie

July 15, 2026

I was not satisfied because they would…

I was not satisfied because they would only give me accident insurance for Axel.

Insurer: Nationwide

By: Deb

July 15, 2026

The check arrived quickly

The check arrived quickly, Not sure if this is for all three claims or just one

Insurer: Trupanion

By: Jenny

July 15, 2026

Payment

We had our Golden eat and vomit up a sock and Trupanion refunded us within a few days of getting the claim!

Insurer: Trupanion

By: Marie Elizabeth

July 15, 2026

Super easy claim process, just wish payouts were a bit faster

We’ve been with Pumpkin for two years now. We didn’t have to file any claims during our first year, but this past year we had to submit several. When I was shopping around initially, Pumpkin wasn't the cheapest premium estimate I received, but I'm really glad we went with them. The process of filing a claim is incredibly quick and simple. My only real minor complaint is that the reimbursement payout is on the slower side. To be fair, that might be because I don't have direct deposit set up, so they have to mail me physical checks, but it's still worth noting. Overall, the ease of the claim process itself makes the slightly higher premium worth it. I'd definitely recommend them to anyone looking for hassle-free filing.

Insurer: Pumpkin

By: Dana

July 15, 2026

Claims are very easy to process and…

Claims are very easy to process and there’s always an immediate response. Excellent service.

Insurer: Trupanion

By: Roula

July 15, 2026

Sargent Tibbs and Trupanion

Our Sargent Tibbs was a very affectionate cat with a bad habit of stealing his brother's food as well as people food. Cheese bread being his favorite. Unfortunately, this led to him blocking. With help from our vet, the animal hospital, and online help with a Trupanion rep, we were able to submit our claim to Trupanion and were covered for $10k+. We got 2 more years with him as a result until his passing in January of 2026.

Insurer: Trupanion Canada

By: Amber Richard

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