Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


February 05, 2018

Quite literally a life saver

I signed my kitten up for Healthy Paws insurance when I got her in September. Flash forward a couple months to January and she was diagnosed with a polyp in one ear and fluid in both ears. This led to swelling in her throat that was obstructing her breathing. Several visits to multiple vets, a ct scan and a surgery racked up thousands of dollars in bills. Healthy Paws paid out 90% on it, just as promised. I'm so thankful and relieved to know that my family can provide necessary medical coverage for our sweet girl without having to worry about financial strain.

Insurer: Healthy Paws

By: Caitlin

Useful
February 05, 2018

Great Service, some tweaks required.

The customer service is great. The only negative is that the vets can't get reimbursement directly and that there's a limit in coverage. I hope this is something that is being worked on. Either than that I had a very good experience.

Insurer: Pets Plus Us

By: Leticia

Useful
February 05, 2018

Thank God for Embrace!

Apparently I attract very sweet, adorable dogs but ones that have a lot of medical issues. My sweet dog Chancey is on Allergy Medication and medication for his skin that is given once a month. He has also had several severe issues with Bladder Stones that required multiple surgeries and through all his medical issues, Embrace has been behind us all the way. It is a wonderful feeling to know that no matter what comes up with Chancey, I do not have to worry about how to pay for it thanks to my insurance with Embrace. If you have never bought insurance for a pet before I would strongly suggest that you start with Embrace. They pay my claims quickly and without judgment and not once have they questioned why I seem to use their services so frequently.

Insurer: Embrace

By: Rosemary

Useful
February 05, 2018

Happy with the ease of getting...

Happy with the ease of getting insurance for each year and your correspondence when awaiting an answer for whether services provided will be reimbursed and for what amount.

Insurer: AKC

By: Linda

Useful
February 05, 2018

Thank you Embrace for helping me save my baby.

My Malamute baby is diagnosed with Lymphoma. It came as shock to us as she was happy and playing one day and next day she was terribly sick. We are fighting it as we refuse to give up to cancer. Without Embrace, it would have been very difficult for us to pay for expensive tests and chemotherapy. Words don't justify my gratefulness to Embrace. Thank you

Insurer: Embrace

By: viki

Useful
February 05, 2018

The way your deductible is set up makes your coverage bad.

The way your deductible is set up makes your coverage bad.

Insurer: Trupanion

By: Lenda

Useful
February 05, 2018

Easy to claim online.

Very easy to use on line claim forms and wide range of illness coverage.

Insurer: Trupanion

By: Roberta

Useful
February 05, 2018

provide some level of coverage for pre-existing conditions

I wish you guys could provide some level of coverage for pre-existing conditions for rescue animals. Even 50% would be huge and could allow for more animals to be helped.

Insurer: Trupanion

By: Stormy

Useful
February 05, 2018

None of the claims were approved

None of the claims were approved and the same excuse that he had a preexisting condition. The dog is 5 years old. So everything is a preexisting condition. I rather pay Bandfield the 40 dollars a month for prevention care.

Insurer: Trupanion

By: Mark

Useful
February 05, 2018

Very unclear

Very unclear about if the condition will be covered and there has been very little communication on that topic.

Insurer: Trupanion

By: Mischa

Useful

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