Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Affordable pet insurance
Healthy Paws, without haggle or delay, pays their percentage with no problem & quickly. They were very kind, caring and informative by phone and email. Filing on their website was very easy. I highly recommend Healthy Paws for your pet insurance.
Insurer: Healthy Paws
By: Luci
Timely reimbursement
Timely response and reimbursement.
Insurer: Nationwide
By: Kelvin
Good customer service.
Dog had intestinal issue. Vet service charge, x-rays, and medications. Embrace staff covered the claim fully and reported promptly.
Insurer: Embrace
By: Walter
I used to have same insurance for other 2 pets .
I used to have same insurance for other 2 pets ... now you have totally changed the deductible to per ailment which is totally insane and a huge rip off to us( the consumer who are trying their very best to take good care of our pets...). Even for the lifetime of the pet.. it’s not fair that my two dogs are 10 and their lifetime is really almost over so to make their deductible at $450 an ailment is really ridiculous. We pay you good money each month and getting nowhere. No one has been understanding or logically looking into this as I have made several attempts to explain this dilemma to a few representatives. A discount on two pets or reduction due to the age should be taken into much consideration. I used to recommend you to all of my pet owning friends and aquaintenences—even strangers in pet stores... but now... no more. We will most likely discontinue but unfortunately hold on thinking what if something worse happens to one of them. But to be honest for the amount we have spent already maybe we would just be better off continuing to pay the very expensive vets and just wing it since we never get any reimbursement due to the extreme deductibles. Maybe someone can offer us a better deal after reading this ?? Thank you for listening to a sincere pet loving and return customer for the 4 th time but now very disappointed in your plans. Sincerely Nancy Hickey 201-693-1055
Insurer: Trupanion
By: Nancy
Affordable coverage and easy claim forms.
My older girl Iris has arthritis that was really slowing her down. My ASPCA insurance has made it affordable for me to keep her on a regimen of medications that keep her moving comfortably and greatly improving the quality of her life. Filling out the short claim form is simple and my refunds are processed quickly. I would recommend this insurance to all pet lovers!
Insurer: ASPCA
By: Nancy
Is good at what it covers.
Once you get past all the things the insurance does not cover and the deductible, the insurance is not bad. We adopted a 9 year old dog with a few health issues. While he was new to us, Embrace would not cover anything preexisting. As a result his two knee surgeries were not covered. Once I got past the $500 deductible for things that were covered, we started to get some money back. The vet filed the paperwork and we were sent a check. That part was easy. I did not find any insurance that would cover a pre-existing condition. I just wish that insurance would start with the health of the animal on the day the insurance policy begins.
Insurer: Embrace
By: Karen
Your service is the absolute best!
My dog Dutch went to the vet for a routine dental cleaning. The vet discovered one of his teeth was infected. The tooth had to be removed. I filed my claim the same day and it was processed quickly and my reimbursement was sent directly to my back account. It could have been easier. Thank you so much!
Insurer: Nationwide
By: Jacqueline
Sick dog
Our 6 year old Norwegian Elkhound was in terrible pain, crying and moaning. We took him to the Pet Emergency clinic and they examined him along with x-rays but couldn’t find what was wrong. They gave him some pain and ligament pills. The next morning we were back at the emergency clinic for a full battery of tests and they finally found he had pancreatitis. This was a terrible and scary experience. The only positive part of this experience was how prompt Embrace’s response was and how quickly they reimbursed us. We are very impressed with our Embrace coverage and would recommend it.
Insurer: Embrace
By: Larry
Immediate help, immediate acknowledgement and immediate expenses paid!
My 4 year old german shepherd tore her CLL and required surgery and thank god for accident insurance! I only pay $20/month and was able to get 90% of her surgery and expenses covered! ASPCA makes it SOOO easy to submit a claim and if you need anything, they pick up the phone straight away!
Insurer: ASPCA
By: Sabrina
Trupanion is a Lifesaver
Trupanion is a Lifesaver. I was faced with the choice of administering a very expensive course of lifesaving treatment for my dogs. Without blinking an eye, I approved the treatment which cost upwards of $7000.00. I was confident that Trupanion would pay 90% and I could manage the other 10% out of pocket. My dogs are alive today because of Trupanion insurance. Truly grateful.
Insurer: Trupanion
By: Sue