Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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I truly appreciate the great service and the caring shown by ASPCA staff.
I love the service and I truly love the new app where I can submit my claims and receive confirmation of receipt and processing.
Insurer: ASPCA
By: Hamlet
Excellent company
Best insurance I’ve ever had,better than human insurance. No questions asked,easy claim filing,prompt payments. Something you never get with human insurance,wish I was a dog lol. Great company!
Insurer: Embrace
By: Paul
Incredible service and fast turn-around for payment. Love the direct pay system in place now!!
Nationwide provided excellent wrap around service for our dog. The turn around from claim submission to payout was quick and smooth. Particularly loving the direct payout system into a bank account of your choice.
Insurer: Nationwide
By: AADrienne
Nationwide is a life saver!!
I belong to a couple of BMD groups and always share how great our experience has been with Nationwide! I was referred by a friend and got it for both my boys as puppies. Little did I know one would develop allergies and the other hip displasia! Everything has been covered 90%! I wish my health coverage was as good! The peace of mind knowing I can provide the very best care for my furbabies - that s Nationwide! We highly recommend it to all our friends.
Insurer: Nationwide
By: Valerie
Nationwide covers almost everything & they care about my dog
I purchased major med & wellness coverage for my GSD puppy within a few months of bringing him home. After paying the deductible, the coverage has been excellent for his routine visits, meds, and a few minor injuries & illnesses. Claims are paid quickly and I love the electronic filing & payment options. We had one issue with a denial, but after I requested a review, the denial was reversed and the claim was paid. I haven’t used the online vet help service, but it’s mice to know it is available. I appreciate the emails providing me claims status info and periodically checking in on my dog. Following the great experience with my puppy, I decided to enroll my other two dogs who are “seniors” (10 years old). Because of their age, there were some additional coverage limits due to pre-existing conditions. I’m not sure I’ll see the same value of the insurance for them so it remains to be seen if I’ll continue their policies. Overall, my experience with Nationwide has been very positive.
Insurer: Nationwide
By: Vicki
Does not get any better!
All our claims have been paid in a very rapidly. After the 10% copay, all the claims were paid in full, including wellness exams and blood work ups, except for minor items that were listed in the policy as exclusions. Two years ago, I did extensive weresearch prior to taking out this policy and by far it seemed to bwell esse the best value and the most comprehensive.
Insurer: Nationwide
By: Paula
Great coverage!!!
Nationwide is fast & easy. The downloading of docs, the info they ask for and how fast I get my reimbursements is great!
Insurer: Nationwide
By: Ivette
Excellent choice
I couldn’t be happier with Embrace. Prompt payment and very friendly and caring staff.
Insurer: Embrace
By: Brett
There is no pet insurance better for me than Embrace Pet insurance.
We have been with Embrace for over three years. We have a Yorkiepoo male named Rocco. Rocco developed diabetes shortly after we adopted him. Embrace covered his insulin and other things that developed over a period of time. Rocco developed cataracts, this broke our heart because we thought this was the worst thing that could happen to my little buddy. Rocco had to have cataract surgery, Embrace covered 80% of the cost for the surgery. We were so elated to see that he was able to see again. Embrace was there when needed our insurance for Rocco and they do not hesitate to pay our claims. There is no other insurance better than Embrace!!!!! Thanks Embrace!!!!!!
Insurer: Embrace
By: Bill
Easy claims process
Embrace Pet Insurance has been very easy to work with & attentive to calls & questions. Excellent customer service & if you have questions or concerns they get back to you right away. The breakdown of the claims is very easy to comprehend & there are no hidden fine print details. They are thorough with getting your pet’s medical records, which they keep on file for future reference, & claims processed right away! When dealing with expensive vet bills, it’s reassuring to know the refunds will come in a timely manner.
Insurer: Embrace
By: Amanda