Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


March 07, 2018

smart move

After years of owning dogs and worrying about large vet bills, and whether to go ahead and get this or that treatment option, we finally decided to pay for an insurance plan. I am so glad we did. Our dog had surgery the first year of the plan. We paid our deductible and 20% of the costs, the rest was covered. We saved well over $1000 and had no problems submitting or receiving claims.

Insurer: Embrace

By: Michelle

Useful
March 07, 2018

"Outstanding"

The coverage for reimbursable expenses we received from Nationwide Pet Insurance was a blessing. Winston was able to get the test and care he deserved due to Nationwide. Thank you

Insurer: Nationwide

By: Jim

Useful
March 07, 2018

Speedy response

I appreciate how quickly the turnaround time is from one they receive my claim to pay out. I also appreciate there is contact with me as it’s being processed!

Insurer: ASPCA

By: Cynthia

Useful
March 07, 2018

Long wait for payment

I switched to Nationwide Whole Pet insurance from another policy for the more extensive coverage. However I was disappointed in the lengthy period for reimbursement on my very first claim. My previous policy, which I had for 2 yrs, always reimbursed within 2 weeks maximum, and my first claim with Nationwide, for a basic infection treatment not ongoing, took almost 2 months to receive payment...not very timely, especially when you have insurance in the first place to help cover expenses!

Insurer: Nationwide

By: Stanley

Useful
March 07, 2018

I took my puppy to the ER because...

I took my puppy to the ER because of his lack of appetite. Constant throwing up and blood in his diarrhea. We tested him for parvo and it ended up that he has hook worms anc bacteria. It's just unbelievable that you guys can't reimburse me anything yet

Insurer: AKC

By: Devan

Useful
March 07, 2018

Excellent and prompt service

Could not ask for a better company! They are terrific, thorough and speedy with the reimbursement.

Insurer: Nationwide

By: Sally

Useful
March 07, 2018

Very pleased!

I am so pleased with the service and coverage we have received for our dog Kibo. Kibo has had more than his share of health issues and Nationwide has been fantastic. I have had no trouble with coverage and the customer service has been good as well.

Insurer: Nationwide

By: Dina

Useful
March 07, 2018

great service

I have been pleased with the benefits offered for the price. I have an older dog and it is nice to know that I can take her to wellness exams and have the insurance cover it. In fact they encourage wellness exams. What is nice is that the Embrace insurance is affordable for an older dog. I had Embrace insurance on my young dog that I lost last summer and it was a comfort to know I could afford to try to save him, and the Embrace folks were so nice when I called about his death. I can't say enough good things about how I was treated and the claim was handled.

Insurer: Embrace

By: Rosemary

Useful
March 07, 2018

I appreciate how much you help with the cost of bet visits with my babies.

I have 4 cats and you have always been straight up with what you can and can't do. Turn around for the claims is a lot faster than I would have ever imagined. Thank you for caring about me and my babies!

Insurer: Nationwide

By: Cathy

Useful
March 07, 2018

Great Service

Our puppy cut her paw and needed stitches a as well as multiple follow-ups to get her healed up. Nationwide turned around the claims in a matter of days. Thank you!

Insurer: Nationwide

By: Dan

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.