Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Happy with insurance
Boomer is our third dog we have had insured with Nationwide (and previous insurer), and our expectations are met with reimbursement. We don’t have a dog without them being insured now. I do wish pre-existing conditions were covered though, all our dogs are rescue, and come with issues.
Insurer: Nationwide
By: Donna
kind, caring people, excellent policy options, always timely processing of claims
This company has really impressed our family. We have 2 dogs and they have each had a few unexpected illnesses. Our claims were always handled accurately, the customer service staff is so kind and concerned for your pets' wellbeing. I find their policies to be very affordable and they offer many options to keep coverage within your budget. I am grateful we learned about Embrace Pet Insurance when we did, each of our pets have been covered since they were puppies. I highly recommend pet insurance with Embrace!
Insurer: Embrace
By: Sarah
Highly Recommend - Too Easy
Flawless, seamless and user friendly. I made the claim, submitted the docs, and check arrived in a timely manner. Highly Recommend.
Insurer: Embrace
By: Rich
Chronic skin issues/cyst on paw
Embrace Pet Insurance is one of the best decisions I have ever made for my pup. I can always rely on them to reimburse me for expenses related for care of my bulldog. We all know Bulldogs are known to have their issues, but I have peace of mind having them to cover his expenses. Chronic skin conditions, a dermatologist, and chronic issues with a cyst on his paw, I never have to think twice about being able to afford care for him. They are always quick to review my claims and deposit the funds into my account. I could not be more thankful or have chosen a better company for Oliver's health insurance. Thank you Embrace!
Insurer: Embrace
By: Danielle
Embrace has been wonderful!
When our Brandy developed a severe limp, Embrace covered the needed vet visits, testing and medication to find the source of the problem and treatments for healing. Along with covering her wellness visits it has been a blessing. I would greatly recommend Embrace insurance for pet owners.
Insurer: Embrace
By: Donna
Quickness
The quickness of the processing of the claim is wonderful.
Insurer: Embrace
By: Mary
Claim Experience
I recently submitted a claim for Natasha. I was satisfied as to what was covered and what was not. They kept me informed every step of the way thru email - we received your claim; your claim is currently under review; final claim results and when the check was sent. I received my check in approximately 1 week. Overall a very painless process!!!
Insurer: Embrace
By: Rosemary
Very Good
My Sammy has recently been diagnosed with lymphoma and is going through some very expensive chemotherapy treatments. I am very grateful that I chose a pet insurance company years ago that has always come through for us. Over the years there has been issues with Sammy and Embrace has always been there for us. Knowing that, it is a huge relief for me especially at this time. Thank you to all at Embrace.
Insurer: Embrace
By: Katherine
Wonderful Caring Company
My dog recently started to limp and after a visit with our vet we found out he tore his CCL and would most likely need a TPLO surgery. I was very happy to have insurance coverage for this expensive procedure ($3600) but was just so sad he had to have it done. When I called Embrace to ask if I needed a Pre-certification for surgery the lady who answered the phone could tell I was very upset. She spent the first few minutes of the phone call asking if I was ok and reassuring me. She was so sweet and made me feel so much better. Embrace paid my initial vet claim and the Surgeon consult for surgery very quickly- within 10 days I had a check. The surgeon decided to wait for surgery since his CCL was only a partial tear. So we haven't had surgery yet but if we do need to I am so happy that I have an insurance company like Embrace to help us through. I tell everyone I know about Embrace. They are fantastic and I will always cover my pets with them.
Insurer: Embrace
By: Jan
Worth every penny!
Wow what a crazy holiday. My pup ate a couple cat toys at my parents house Christmas day. 2 days before our wedding we took him to the emergency. Xrays, fluids, bloodwork...results were a blockage requiring emergency surgery. We took him to his vet in the morning for surgery, they did more tests more xrays and couldn't keep him overbnight so back to the ER for overnight watch. Then back to his vet the following day for a recheck. He is doing do well now and I'm telling you I thought our insurance would cover maybe 50% but they covered about 98%. I couldn't be more impressed and thankful. It was a very stressful time and ya you have to pay upfront the big bills but we got it back and out Murphy is back to 100% thank you nationwide pet insurance!!
Insurer: Nationwide
By: McKenzie