Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


March 19, 2018

Grateful

Nationwide is fast and efficient. I’m so grateful that I had them. Riley was bit by another dog and the wound became infected. I was taking him to the vet daily. Nationwide had me reimbursed within two weeks for each claim.

Insurer: Nationwide

By: Cristina

Useful
March 19, 2018

So thankful for pet insurance.

Nationwide has been a life saver, literally, for my now 7 year old Westie, Davy. I was so thankful to have Nationwide to help cover the expenses when he was hospitalized with Addison's Disease. As with many pure breed dogs, Davy has had a few ailments and Nationwide has been there to assist in covering his vet costs each time. The customer associates are especially helpful in navigating coverage prior to a large surgery or expense. I recommend Nationwide to every pet owner I know!

Insurer: Nationwide

By: Brittany

Useful
March 19, 2018

Embrace has been a great blessing to us

When our dog started limping, we struggled with the vet for months - then a referral for an MRI - we couldn't have afforded it without Embrace, then other issues related to the limping - finally found the answers, and she is healing nicely. Thanks to Embrace who has been there all the way - helping us afford the diagnosis and treatments.

Insurer: Embrace

By: Donna

Useful
March 19, 2018

Would never be without Embrace Pet Insurance for our dogs!

We have had Embrace insurance for our dogs since 2011. The claim process is very easy and the customer service is excellent. We have never had a claim denied. It gives us peace of mind knowing we can provide good care for our dogs without going broke in the process!

Insurer: Embrace

By: Kelly

Useful
March 19, 2018

Fast and easy claim submission

Submission of my cat’s claim form was so easy through the website. The response time was immediate and my claim was reviewed and approved within a few days. I received my reimbursement check a few days later. Very good experience.

Insurer: Embrace

By: Sherri

Useful
March 19, 2018

Great Company

Embrace has been such a great company for us. We have dealt with several health issues and having an insurance has made it so much easier to take care of them. We have never encountered a problem with the claims. It is easy to communicate with the company and they really care. When our older dog passed away we received a handwritten card from Embrace, it was such a wonderful gesture. Claims process is very simple, one short form to fill out and most cases I just ask the vet office fax it over directly. I have nothing but positive to say about Embrace, I would highly recommend them.

Insurer: Embrace

By: Johanna

Useful
March 19, 2018

Embrace was hassle free when it came to paying my bills as they were submitted from my pets doctors.

I would highly recommend Embrace, they were hassle free when it came to paying the bills for my Boxers illness of DM . Which gave me peace of mind knowing I could give my pet the best care necessary. You never know if its going to happen to your pet, but if it does Embrace is there . Even minor injury's they took care of hassle free.

Insurer: Embrace

By: Cheryl

Useful
March 19, 2018

I called to explain that the deductible had been met for Molly�

I called to explain that the deductible had been met for Molly with Claim #2991604 from 1/24/18. Bloodwork was done and determined high liver enzymes and an ultra sound recommended. Claim #3082971 was for the ultra sound and the deductible was taken again. Simple...Robee was very nice, said he would forward the information to the medical team and they would handle it. The next thing I saw was an email with an appeal form. Ridiculous! When I contacted Dr. Early, he reminded me that this actually started with bloodwork covered with Claim # 2225477, 1/19/2017. I told him I didn't even want to start that. You always say "Just call" with a problem...I did and now am having to spend MORE time putting things in writing, contacting my vet, filling out surveys, etc.

Insurer: Trupanion

By: Kathleen

Useful
March 18, 2018

Most convenient and best coverage options with fast review and approval process.

We've had other pet health insurance policy's in the past and it was always a hassle being told "it's a preexisting condition so we can't cover that" and so on. With ASPCA Pet Health we have never been denied some form of coverage and the App makes it so easy to submit a claim. When we first inquired the staff were very informative and helpful in determining which plan options worked best for our pet. We highly recommend ASPCA Pet Health Insurance.

Insurer: ASPCA

By: Marc

Useful
March 18, 2018

I am waiting for my claim to be accepted appropriately

I am waiting for my claim to be accepted appropriately

Insurer: Trupanion Canada

By: Tamar

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.