Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


August 09, 2018

Embrace is a great Pet Ins. Co.

I have been so pleased with Embrace and their very helpful and kind staff! My dog has been insured with Embrace since 2014 and this is my first claims for my dogs cancer. Embrace has paid all the claims as stated in the policy.

Insurer: Embrace

By: Larry

Useful
August 09, 2018

High premiums, slow reimbursements, high deductible

I insure 3 dogs under my policies and pay almost $200/mo for their insurance. I have learned that having insurance is necessary as it just takes one serious illness or injury to wipe out a savings account. Having said that, it stings thinking that I pay $2,400 a year and have to wait 30 days for reimbursement just to find out a $100 deductible has not been met. I am assuming these premiums include a multiple dog discount? My answers below are not just about Jackie's claim but Paisleys' as well. BTW, I already get your newsletters by email.

Insurer: Nationwide

By: Vivian

Useful
August 09, 2018

Easy to submit claims but takes awhile to receive payment

It is very easy to submit a claim by faxing over the Nationwide cover sheet and receipt from the vet. There are many things not covered, but I learn as I go and I believe preventative care is important so I will continue to get it even though there is no reimbursement. It takes about a month or more to receive a check, but I recently signed up for auto deposit, and was shocked and pleased to receive notification of payment within a couple of weeks.

Insurer: Nationwide

By: Marcia

Useful
August 09, 2018

Unbeatable Coverage, Fast Turnaround

I recommend Nationwide Pet Insurance to anyone who has a pet. They not only has amazing coverage (even for medication and vaccinations), but they have the convenience of submitting your claims online and having your claim quickly processed and automatically transferred to your account. It truly is an unbeatable plan.

Insurer: Nationwide

By: Joanna

Useful
August 09, 2018

They reimbursed my claims at a really difficult time!!Thank you!

My dog was having recurrent problems with the anal sac and eventually needed surgery that cost $2400+, and Embrace immediately reimbursed me and this is so helpful! thank you!

Insurer: Embrace

By: Khuloud

Useful
August 09, 2018

Very Happy!

We adopted Zoey nearly 2 years ago and immediately purchased Nationwide Pet Insurance for her. I was skeptical about pet insurance, but had no idea what her background was or how healthy she might be, so I felt much more at ease having a policy for her. She had a few existing conditions that will never be covered...understandable...but for every other health, allergy or behavior issue that has arisen, Nationwide has paid out as promised. Their service pays out exactly as advertised and has allowed us to give her the best care available. We are grateful that it has helped us turn an abandoned, frightened dog into a beautiful, happy family member!

Insurer: Nationwide

By: Paula

Useful
August 09, 2018

Great service!

Love how easy it is to submit my claims and upload my invoices.

Insurer: Nationwide

By: Lilian

Useful
August 09, 2018

Always There When I Need Them!

My Yorkie has encountered a number of medical issues in her 11 years, some genetic and other unforeseen (like being attacked by a much larger dog). ASPCA pet insurance has always been there for us, never disputing a claim. They pay promptly and make a difficult situation a little bit easier. I would highly recommend them.

Insurer: ASPCA

By: Lisa

Useful
August 09, 2018

Easy to file claims and love the vet call line.

I love this insurance as it is easy to file claims. I leave copies of the claim forms with my vet and they fax it in after I fill it out and sign it. I recently used the vet assistance 24 hour line and it saved me from taking my dog to a dog hospital and gave me piece of mind until I could talk to out vet the next morning and they said just to continue treatment for two additional days.

Insurer: Nationwide

By: Marlies

Useful
August 09, 2018

Awesome

I am writing this review as a devoted pet parent. My dog recently had major surgery. If not for this insurance from Healthy Paws I would have been struggling with paying the bill. I just want to let everyone know how much I believe in pet insurance. Healthy Paws has been with us every step of the process, for this claim they are a very dedicated company. They are so dedicated to their clients that they sent me an email inquiring about how my dog’s recovery was going. Every time I had the pleasure of talking to someone, they were very helpful and very caring. If you purchase this insurance from Healthy Paws it will give you peace of mind to be able to help your pet.

Insurer: Healthy Paws

By: Jennifer

Useful

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.