Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


October 24, 2018

Did not follow up with what was needed to complete my claim

This was around my second claim to embrace (wellness) claim. So when i sent in a claim that was wellness and nothing more then a teeth cleaning. Embrace went out there way to list claim as medical because of the stage one periodontal cleaning that was listed and they say its covered even though they have to check pre history to cover and to me what i see is there is a possibility of them declining the claim instead of just accepting the wellness claim in a timly maner, they take close to a month to finley accept the claim and i had to call them 4 to 5 times to get stuff in order because there was no one ever keeping me in the loop. I understand there doing job from checking history... But no one called me to get the ball rolling. Not happy embrace your better then this....(I hope) only time will tell.

Insurer: Embrace

By: Manuel

Useful
October 24, 2018

Had to call, but got payment

My 22 month old cat got a UTI. She was, after diagnostics, diagnosed with cystitis which had caused inflimation. Instead of steroids the Dr. Prescribed a supplement to help. They sent back that i was missing the diagnosis. I had to call and explain the diagnosis is there and why we chose what we chose. They paid the 90% which was nice. But if there is a diagnosis maybe do research before sending it back declined.

Insurer: Nationwide

By: Zoe

Useful
Verified October 24, 2018

Peace of mind for our dogs

We have insured our dogs with Trupanion for over 5 years. They are fast to process claims and have excellent customer service.

Insurer: Trupanion

By: Amy

Useful
October 24, 2018

Peace of mind

I have two cats on this plan. Thirtheen years ago we were fortunate to have two Persians in our household. Last year one passed over the rainbow bridge. The costly end of life was off set by the pet insurance. The process was easy and the reimbursement, after the deductable, was quick. Our other Persian girl is still enjoying her life. We rescued a 4 year old Texcedo, Main Coon and she has turned out to be a love and company for our little Persian. We included the 4 year old on the pet insurance plan and have peace of mind that if she needs care the expensive veterinarian bill will not be a factor in my decision.

Insurer: ASPCA

By: ANTHONY

Useful
Verified October 24, 2018

The few times I have called Excellant customer service

I received a email about a claim for my dog. So I called I never submitted the claim. It was 3 yrs ago but Trupanion is working on it. I will be happy IF I get a check.

Insurer: Trupanion

By: Melba

Useful
October 24, 2018

Pets Best is personable and efficient.

Blown away how fast my claims were processed. I think I submitted them on Saturday and funds were in my account by Tuesday!! Your organization is a both personable and efficient

Insurer: Pets Best

By:

Useful
October 24, 2018

Claims are processed efficiently

Claims are processed efficiently with email outlining details. Turnaround for reimbursement is also quick & accurate.

Insurer: Trupanion

By: Brigitte

Useful
October 24, 2018

Vet office helped

I liked how the veterans office worked with trupanion and helped my kitten

Insurer: Trupanion

By: Ruth

Useful
October 24, 2018

It's amazing

It's amazing how seamless claim submittal works with Trupanion. My vet sends in the claim and within 24-48 hours, I receive notice with an explanation of any deductibles and what will be paid. Wish my health insurance worked this way!

Insurer: Trupanion

By: Judi

Useful
October 24, 2018

Quick and easy.

This was the first time I had in's that actually paid me everything they said they would ! I was very pleased it was quick and easy

Insurer: Pets Best

By: Jody

Useful

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