Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


Verified October 24, 2018

Easy, seamless claim process

When we decided to sign up for pet insurance there were many options--I'm so glad we decided on Trupanion. Our vet submits any bills to them and within 24-48 hours we receive notification of the claim. In addition, we are informed how the process will proceed (i.e., claim review, deductibles, etc.). After this any payment comes within 7-10 days. The fact our vet has a 'direct line' to Trupanion takes the claim process out of our hands--it doesn't get any easier.

Insurer: Trupanion

By: Judi

Useful
October 24, 2018

Delighted with Nationwide Whole Pet with Wellnes Coverage - Best in Class!

I have been delighted with Nationwide, and even with multiple pre-existing condition exclusions for one of my dogs, the amount of coverage, timely and easy reimbursement process (after setup), and multiple communication support options has been fabulous - we are now in year 2! While premiums are a little more expensive than some other companies, when you consider the coverage it is easy to see the value, Such peace of mind with Nationwide... simply priceless! I am in animal rescue as a volunteer and keep an eye on the insurance industry and offerings and dollar for dollar I highly recommend Nationwide Whole Pet with Wellness.

Insurer: Nationwide

By: Marie

Useful
October 24, 2018

Glad we have Nationwide Insurance

We had a shepherd who got a broken leg, and later in life we found out that when they spade her it was not done right. $1500.00 for the leg and just under $5000.00 for the 1 surgery. That wasn't all. She had other things here and there but it gave her couple of more years longer. So after the heartbreak of losing our precious dog it took 3 years to want another dog. There was no way we were not getting pet insurance. We read up on all of them and Nationwide sounded the best. The only place our dog has been is the groomers and kennel besides walks. In the time she got sick were thinking she got sick at the kennel. She has had her shots but it doesn't help with all strands. She's been sick twice so we have to find another kennel. It was over $300.00 for vet visits. We got a refund back. Our portion is paid for the year so if anything happens to her or she gets sick we are covered which you never want anything to happen to them but at least you have a piece of mind knowing you can help your pet. We didn't think we'd need to use the insurance until she got older. You never know !

Insurer: Nationwide

By: Beverly

Useful
October 24, 2018

Embrace is the BEST pet health insurance there is !!!

I purchased pet health insurance from Embrace for my 2 dogs 4 years ago My annual deductible was $500 but was surprised and very happy to find out that the deductible went down to only $300 because I had not needed to make any claims on my pets since I purchased the insurance A month ago my 9 year old dog began experiencing severe pain and extensive costly testing was required and on going acupuncture and chiropractic care is needed After my deductible was met (very easily with the MRI and CT Scans) 80% of all of my bills have been processed and refunded to me very quickly I highly recommend Embrace Pet Health Insurance to all who are looking for a reliable pet insurance company !!!!

Insurer: Embrace

By: Brenda

Useful
October 24, 2018

Easy

Easy and simple to submit claims.

Insurer: Embrace

By: Connie

Useful
October 24, 2018

Glad my pet is insured by Nationwide

Only had one dispute regarding treatment and payment, after calling and speaking with a representative who advised me what to do regarding the claim, it was handled to my satisfaction. Other than the one time, I have never had a problem and my claims have been handled in a timely manner.

Insurer: Nationwide

By: Barbara

Useful
October 24, 2018

Pet Insurance was one of our best investments!

Investing in pet insurance is one of the best things we’ve done! It gives us such peace of mind knowing that our pets will be taken care of if something happens and we don’t have to worry about how we’ll afford their emergency care. Nationwide is always so helpful, the people are very kind and they’re quick to pay out claims! If you’re thinking about getting pet insurance, do it!

Insurer: Nationwide

By: Karie

Useful
October 24, 2018

No Regrets

I've had my Deerhounds insured via VPI (now Nationwide) since 2002 .... years before most pet owners recognized the value of health insurance. My primary motivation to get and continue my Boyz on coverage is that I never want to choose between their medical treatment and my bank account. They are the world to me and their well being is my primary concern. Nationwide has helped me keep them "in the pink" over the past 16 years.

Insurer: Nationwide

By: Linda

Useful
October 24, 2018

Quick Turn Around

I have been using a technique where I take a picture of the claim document and receipt from the vet and attach it to an e-mail message to Nationwide Pet Insurance. The system works a lot faster than it did a few years ago. Mailing the claim from New York to California took forever.

Insurer: Nationwide

By: John

Useful
October 24, 2018

I am grateful for the insurance coverage help.

I am grateful for the insurance coverage help.

Insurer: Nationwide

By: Jennifer

Useful

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