Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


March 25, 2026

Smooth sailing

The process went smoothly after we were able to get our pet’s previous medical records. The refund was quick and they offered a detailed explanation of coverage. We’re happy with our experience so far!

Insurer: Spot

By: Mariana Noto Guillen

March 25, 2026

Quick and easy

Signing up with Met Life was quick and easy. I like the amount of coverage for the payment price and my cat now has some protection.

Insurer: MetLife

By: Dee

March 25, 2026

I’ve tried several pet insurance…

I’ve tried several pet insurance companies over the years, but none really felt right so I kept changing. After doing some research a few years ago, I decided to go with Spot and I’m really glad I did. One thing that stood out was their willingness to cover older pets, which isn’t easy to find. Overall, their plans, pricing, coverage, and customer service have been great, and I’ve been very satisfied with my experience so far.

Insurer: Spot

By: Mahmoud kaled

March 25, 2026

I will change insurance company

Your company is extremely unprofessional. Not only are claims processed very slowly, but there are always excuses for why I don’t receive reimbursement—even when the policy clearly states that I should. In my previous two claims, I was repeatedly told that documents were missing, despite both myself and my dog’s veterinarian submitting everything required. This pattern of disorganization and excuses makes it feel like your company is intentionally avoiding approvals. On top of that, your recent internal changes have made it nearly impossible to contact customer service. My calls are never returned, and reaching support is frustrating. I will be switching to another insurance provider as soon as possible. I am completely exhausted with the claims process and dealing with your company.

Insurer: Pets Best

By: Pacharaluck

March 25, 2026

I am extremely dissatisfied with this…

I am extremely dissatisfied with this company. I faithfully paid monthly premiums for months, and when I needed coverage for my dog’s surgery, they denied my claim without justification. I wish I could put Zero Stars.

Insurer: ASPCA

By: Ati Hagh

March 25, 2026

Easy and fast

Easy and fast

Insurer: Spot

By: Eileen Aragon

March 25, 2026

They are pretty quick with claim…

They are pretty quick with claim reimbursement, I just wish they had higher coverage options

Insurer: Spot

By: Kimberly Donovan

March 25, 2026

Spot quickly processed our pet's claim…

Spot quickly processed our pet's claim fair and square.

Insurer: Spot

By: Ravi Tej Ambati

March 25, 2026

Reimbursement processed quickly

Reimbursement processed quickly. No hassle. Submitted my invoice and it was accepted less than a week later

Insurer: Spot

By: Jaime Shalters

March 25, 2026

They processed my request SO fast.

They processed my request SO fast.

Insurer: Spot

By: BD

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