Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


March 26, 2026

Satisfied Customer Over Multiple Years

This was my first experience with pet insurance and we have now had Pet’s Best for a few years now. We chose a plan with a high deductible and didn’t need to submit any claims for multiple years. That changed when my dog was later diagnosed with a chronic disorder. The reimbursements have been consistent and timely I can easily submit claims online or through the app and receive an explanation of benefits each time. It takes less than 5 minutes to submit a claim and they are processed quickly. While the price for insurance does rise each year due to my pets getting older and healthcare inflation, the increases are reasonable and have not prompted me to look elsewhere because I am treated so well here.

Insurer: Pets Best

By: Alex B

March 26, 2026

Easy Claims Experience

Healthy Paws made the claims process so easy. Filing was a breeze, their response was prompt and their explanation of benefits was easy to understand. Reimbursement was sent super fast.

Insurer: Healthy Paws

By: Joy

March 26, 2026

Oscar 2

Easy claim center help in filling a claims

Insurer: Spot

By: Nicholas Scro

March 26, 2026

New to me

New to me, so really curious about what’s to come later.

Insurer: Nationwide

By: Marilyn Antwine

March 26, 2026

I like using the app to monitor claim

I like using the app to monitor claim

Insurer: Spot

By: CaroleBaldassano

March 26, 2026

Highly recommend! Especially through Costco

We purchased Figo pet insurance using our Costco benefit and highly recommend them. Figo has had our back throughout our dog's life! They are super responsive and always helpful when I have questions regarding our policy! They honor their policies and are usually quick to process our claims. We have been very happy with them :)

Insurer: Figo

By: Morgan

March 26, 2026

It is easy to submit claims

It is easy to submit claims, and the wait time is reasonable. The communication with steps in the process is through and the staff is always kind if I have questions.

Insurer: MetLife

By: Gina Cauthen

March 26, 2026

First of all my experience with spot is…

First of all my experience with spot is the coverage that I have on my two German Shepherds is very inexpensive for the coverage that I have which is unlimited. The amount of money that I receive back is very generous and pays for most of my invoice with little to pay back. The claim process is made very simple and the time in receiving my payment is very short timeframe that I am impressed with. My whole process and experience is absolutely phenomenal.

Insurer: Spot

By: Mario Cristaldi

March 25, 2026

Thumbs down for Pets Best

Pets Best NEVER resokve the claim in my favor, and they take ages to respond.

Insurer: Pets Best

By: Paula

Useful
March 25, 2026

Quick and easy process on app.

Quick and easy process on app.

Insurer: Spot

By: Van M

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