Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 16, 2026

The representative was very helpful to…

The representative was very helpful to tailor the coverage to my pet’s need and she was easy to talk to and very sweet I enjoyed collaborating with her on this!

Insurer: Prudent Pet

By: Anonymous

April 16, 2026

Timely and great coverage

Timely and great coverage, covered 90% just as outlined in benefits

Insurer: MetLife

By: customer

April 16, 2026

claims super easy to submit

claims super easy to submit

Insurer: Spot

By: Abbi Sayre

April 16, 2026

Heathy Paws has been great

Heathy Paws has been great. I’ve filed four claims in the past two months and all were paid exactly as the policy stated without question within a day or two. We have been very pleased with the service we’ve received from Heathy Paws.

Insurer: Healthy Paws

By: Ruth Burgin

April 16, 2026

It is so easy to file a claim & I am…

It is so easy to file a claim & I am super stoked with the plan coverage.

Insurer: Spot

By: Jo Morgan

April 16, 2026

The absolute worst pet insurance I have…

The absolute worst pet insurance I have ever had. I pay $60 a month and that doesn't cover wellness and I submit a $5,000 claim for an operation and get $900 back and this isn't the first time they hardly pay for anything and get their way out of everything. My advice don't waste your money

Insurer: Nationwide

By: Lynn Guzzetti

April 16, 2026

You find any and every excuse to deny…

You find any and every excuse to deny claims. My pets are generally healthy and we take good care of them. I take them for a wellness visit and despite them receiving only routine care and me purchasing the upgraded our plan to cover wellness I get very small payments from you. I am not sure why I am paying $125 a month to you every month for you to reimburse me $40 for a $125 wellness visit for one pet. Seriously considering cancelling this.

Insurer: Spot

By: Andrea

April 16, 2026

Was easy to get my Lucky boy Insured.

Was easy to get my Lucky boy Insured. I’ve had MetLife in the past and there are a great insurance company I would recommend them to any One that’s looking for good coverage for their dog or Cat. And they have the best price.

Insurer: MetLife

By: Rita Hall

April 16, 2026

Excellent and fast claims process

Our experience was excellent. We provided our trupanion information to the vet and they took it from there. The process was easy, extremely fast and no waiting for covered expense payment. You hope you never to use this coverage, but glad you have a reliable company when you do. We will totally recommend Trupanion to our friends and family for their pets.

Insurer: Trupanion

By: HARRY RIKER

April 16, 2026

The app makes everything so simple to…

The app makes everything so simple to send records and receipts, and I was amazed how quickly I was reimbursed for the covered charges!

Insurer: Fetch

By: Trudy-Spokane,WA

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