Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 24, 2026

LOVE SPOT

I absolutely love Spot pet insurance. I have not been disappointed with any of the claims that I have filed for my 1-year-old Frenchie.

Insurer: Spot

By: Miranda Graham

April 24, 2026

Super easy process, fast response

It was very easy to submit all supporting documents; it was very clear exactly what’s needed in support of the chief complaint (lab results, orders, etc). One of the three claims I submitted came back as a 70% refunded less than 48 hours later, which was great.

Insurer: Spot

By: Stefani Lanahan

April 24, 2026

Easy to file a claim and the whole…

Easy to file a claim and the whole process was pretty straightforward and fast. Even the chat online was quick and simple.

Insurer: Fetch

By: Lauren

April 24, 2026

Was a little hard to know with info was…

Was a little hard to know with info was needed for a claim

Insurer: MetLife

By: Vernon

April 24, 2026

Prompt reimbursement!

Prompt reimbursement!

Insurer: MetLife

By: annaca cook

April 24, 2026

American Bully Ares

Since 2021 we had our American Bully Ares, we had Pets Best Health Insurance. After two years he developed head tremors and epilepsy, Thanks to Pets Best insurance we were able to provide Ares with the best healthcare available because of Pets Best affordable insurance. We were always reimbursed for 90% of up-front costs on claims. Payments were always refunded in allotted time. Unfortunately we lost Ares March 05, 2026 he didn’t recover from his palate surgery to help him breathe better. Through this horrible time Pet best was with us through the process, and we are extremely thankful for them! Ares claim was $8983.55 , Pets Best refunded us and the hospital on claims.

Insurer: Pets Best

By: Chris Maddeford

April 24, 2026

Quick on processing!,

Quick on processing!,

Insurer: MetLife

By: Karen

April 24, 2026

They’ve answered all my questions and…

They’ve answered all my questions and paid my claim promptly

Insurer: MetLife

By: customer

April 24, 2026

Filing claims is simple and…

Filing claims is simple and straightforward. On the occasion I have had questions, company representatives have been helpful amd quick to respond.

Insurer: MetLife

By: customer

April 24, 2026

Quick and easy claim and refund

Quick and easy claim and refund

Insurer: MetLife

By: customer

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