Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 25, 2026

Love that vets can directly get…

Love that vets can directly get reimbursed from the company.

Insurer: Trupanion

By: Stephanie

April 25, 2026

I have been with Embrace since Jasper…

I have been with Embrace since Jasper was 3 months old, he is now 7. We have had a 2 claims, both were paid quickly and no question on them. From typical puppy antics to a recent very serious unexpected back surgery both were a breeze to file and get reimbursed on. I have a moderate deductible and a cap of $8000. It did go up after this last claim but he is getting older and the customer service person worked with me to get the renewal down. I used to have wellness on this policy as I believe in preventive care but It was really not worth it in my opinion. Glad we had this policy for this last unexpected emergency.

Insurer: Embrace

By: Kelly Borelli

April 25, 2026

Quick response

They weee quick with claim approval and coverage was great.

Insurer: Trupanion

By: Richard

April 25, 2026

Highly recommend

I got insurance on my puppy thinking I would probably never really need it. When he got sick, I was so thankful I had it. It was one less thing to worry about during a very difficult time. My pets will always be insured from now on. It is easy to submit invoices online and the E Vet actually ran the insurance for me. You can't get any easier than that. Trupanion covered what they said they would and my checks came quickly. I would recommend them to anyone!

Insurer: Trupanion

By: Angela

April 25, 2026

My little Lola Mae chewed into an…

My little Lola Mae chewed into an electrical cord. Took her to vet. Trupanion paid for over half of vet bill. So glad I had pet insurance.

Insurer: Trupanion

By: EDNA BUSSELL

April 25, 2026

Excellent service

Excellent service! My little girl had to have knee surgery which was unexpected. Trupanion very quickly responded to my Vet and I was so relieved to see my portion of my bill vs what Trupanion paid!

Insurer: Trupanion

By: Jackie

April 25, 2026

The best pet insurance there is

I would never own a dog without having a petsbest policy on them, Day 1. Our dog, Peyton, had cancer, and her treatment over a year and a half was almost $50,000. We could've never afforded this amount out of pocket and we would have been devastated to not be able to provide her with the best care in our area. However, we had a $500 deductible and 90% coinsurance, and petsbest paid us back for every claim. I will forever be thankful to this company for giving me another year and a half with the best girl. Our two dogs now are still with PetsBest and the Labrador mix, Indy, had to go to urgent care this week because he wasn't eating. I didn't have to think twice about okaying them to do X-rays and injections, because I knew that PetsBest had my back. I recommend this company to literally anyone who will listen. If you love your dog, they are the absolute best, hands down.

Insurer: Pets Best

Veterinarian: Bahama Road Veterinary Hospital

By: Lindsey

Useful
April 25, 2026

Quick and uncomplicated claim Service

Quick and uncomplicated claim Service. Reasonable cost.So glad I got pumpkin when I got my Skye. Made it unnecessary to decide between my pup and my bank account. My pup will always win, but pumpkin made it easier. Thanks pumpkin!

Insurer: Pumpkin

By: Debb

April 25, 2026

Pets Best - A Pet Owner's best friend

Pets Best pet insurance is simply the best investment a pet owner can make. Our dog Frodo Baggins is a rescue and a precious member of our family. However, he suffers from severe allergies that cause serious recurring ear and skin infections. He is also a cancer survivor. Without Pets Best, we would not be able to afford his care. I recommend this pet insurance to all of my friends and would never consider owning another dog without it. Thank you, Pets Best, for being this dog owner's best friend.

Insurer: Pets Best

Veterinarian: Sprayberry Animal Hospital

By: Renee

Useful
April 25, 2026

Had emergency surgery for my Yorkie and…

Had emergency surgery for my Yorkie and it was approved in a day and paid the next day. Never had any problems getting reimbursed immediately.

Insurer: Pumpkin

By: customer

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