Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


September 23, 2024

Easy claim process

I have used Met Life for almost 1 year — plan has 3 dogs on it. I have been very pleased with the customer service and ease of submitting/ processing claims.

Insurer: MetLife

By: Dana

Useful
September 22, 2024

Service that set my mind at ease

My dog Oliver had to have emergency surgery that took us to two ERs which was stressful enough, and we had exceptional care at both. But Pets Plus Us Insurance made the claims process easy and unstressful for the already stressful situation. I didn't have to do a thing, the vet clinics submitted everything for me and all I had to do was confirm with Pets Plus that they received all they needed, easy peasy. They approved everything and I am just waiting for the reimbursement. Thank you all for everything! Samantha and Oliver

Insurer: Pets Plus Us

By: Samantha

Useful
September 21, 2024

wishing i could give 0 stars

We have never missed a payment--Placed a claim for a cruciate tear surgery and after weeks of diligently sending Pets best every article of history, payment history ect that they requested in a very timely manner they denied the claim stating it was a preexisting condition-- my dog suffered from necrotizing fascitis aka a septic joint and was NEVER diagnosed with a cruciate tear in that leg...This is definitely disappointing considering i've been with their partner Progressive for YEARS and never had a problem with their partner. I would definitely go with another company in the future.

Insurer: Pets Best

By: Lia

Useful
September 20, 2024

Worst Pet Insurance Ever!

Pets Best is the worst insurance ever. They constantly deny legit claims. Their CS is terrible. They take for ever if there is a claim they have to pay. Do not EVER buy this insurance.

Insurer: Pets Best

By: JA

Useful
September 19, 2024

Excellent Re- Imbursementz

Nationwide is excellent at processing the claims that my Vet submits and getting me paid back within a couple of weeks.

Insurer: Nationwide

By: CECILE

Useful
September 19, 2024

Blessed

Our German Shepherd went in late on a Friday night for emergency surgery. By some miracle he is recovering well. Without insurance for Healthy Paws we would have had no chance but to euthanize him. 4 days later when he was released we filed our claim and was paid 3 days later . I have very happy with our insurance and how it has been well worth the money.

Insurer: Healthy Paws

By: Michael

Useful
September 19, 2024

Excellent coverage, easy to claim, no hassles and great customer service

I have 2 standard poodles age 9 and 12. Multiple issues over their lives. Many, many claims. Never a hassle, only help. The best investment I’ve ever made.

Insurer: Pets Plus Us

By: Virginia

Useful
September 19, 2024

So Impressive!

WOW! So impressed Healthy Paws is inquiring about my precious Oliver. He is the love of my life & can’t imagine losing him. Seems he never gets a break!! He, so far on chemo, is doing well. We go this Weds for more bldwrk & exam. UCDAVIS has looked everywhere for the main tumor but cannot find it. It’s an aggressive cancer & I’ve asked the vets not to tell me the odds for how long I’ll have him. It’s very sad 😢 The very best thing I’ve done was to put pet insurance on all my cats & now my new puppy. Thank you SO much for the speedy reimbursements. I’ve told so many people about HEALTHY PAWS. I love you guys so much and it warms my heart you asked about him. MUCH APPRECIATED ❣️

Insurer: Healthy Paws

By: Marcelyn

Useful
September 18, 2024

Quick, Easy, great pet insurance!

i honestly thought this was a waste when we signed up for it. however, we have made a couple of claims and everything has gone just fine! they have covered what they say they will cover. here's a tip for some people on here. ACTUALLY READ your documents! if you provide the requested information how they need it, you will not have any surprises. simply ask your vet for the SOAP notes, attach it with your receipt and PROOF that you actually paid for it and you will be fine. sure, there is a waiting period....its outlined in the plan documents along with pre-existing conditions. Here's another tip! get your pet seen by a vet after getting the insurance for a complete checkup. that way you and everyone else will know what conditions already exist. In fact, MetLife even SUGGESTS this from the beginning. READ and follow instructions and you are good to go. i have no complaints. claims process is super easy. download app, use app to take pictures of receipts, upload SOAP notes, let them do their jobs, app will update you on progress. done.

Insurer: MetLife

By: ryan

Useful
September 18, 2024

MetLife is the best

I’m really impressed with Met Life Their customer service is extremely helpful Fairly easy to file a claim but a little slow in processing it Over all I will continue insuring my baby with Met Life

Insurer: MetLife

By: Patricia

Useful

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