Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 25, 2025

Make sure it’s right for you

Our dogs are generally healthy and haven’t had any big issues. However the denial claims have been more frequent than not and they automatically disqualified our golden retriever for anything related to hip dysplasia and denied our rescue mix for a wellness benefit without cause. I have regrets having been with Petsbest from the start. Our GR’s premiums is now 400 a month which is the same as mine! A 100 dollars a month increase from last year. We are likely to now cancel our insurance with Petsbest. I am disappointed that we have to do this.

Insurer: Pets Best

By: Young Choo

October 25, 2025

Prompt review

We appreciate the prompt review and reimbursement in a timely manner.

Insurer: Pumpkin

By: Jennie

October 25, 2025

Claims

Claims are processed promptly and without problems. Great pet insurance.

Insurer: MetLife

By: Robert

October 25, 2025

Easy to upload bills and quick…

Easy to upload bills and quick turnaround

Insurer: MetLife

By: Ken LaFerle

October 25, 2025

Exceptional Pet Insurance Experience with MetLife!

MetLife has truly impressed me with their pet insurance services. The entire experience, from signing up to submitting claims, has been remarkably smooth. I found the registration process incredibly easy and user-friendly, which set a positive tone from the start. When it came to submitting claims, I was pleasantly surprised by the efficiency of the system. The turnaround time for processing my claims was exceptional; I received a refund within 24 to 48 hours, if not even quicker. This level of service not only alleviated my concerns about financial burdens related to my pet's health but also reinforced my confidence in choosing MetLife. Overall, I’m giving MetLife an outstanding rating for their pet insurance due to their seamless process and rapid response times. Highly recommended for any pet owner looking for reliable coverage without the hassle!

Insurer: MetLife

By: Yuri

October 25, 2025

The app is very easy to use and…

The app is very easy to use and reimbursements are fair

Insurer: MetLife

By: customer

October 25, 2025

Surgery for cancerous tumor not covered

And it just keeps getting better. Claim was rereviewed and several items still not covered for cancerous tumor removal. 1.) Anesthesia - NOT COVERED!!! I guess they give the dog a bullet to bite on while doing surgery since you can't give them whiskey like they did for humans back in the 1800s. 2.) Removal of the cancerous growth - NOT COVERED!!! Fatty tumors are not covered (I understand that), but I guess you just keep the cancerous tumors in the dog to spread to others areas and eventually kill the dog???!!! 3.) Pathology report - NOT COVERED. Will not pay for the report to verify all cancer was removed and no further treatments such as radiation or chemo are needed. What are my premiums paying for then?

Insurer: Embrace

By: Betsey Woods

October 25, 2025

Customer service associates are always…

Customer service associates are always friendly, and they don't drag their feet when it comes to processing claims. I would highly recommend

Insurer: MetLife

By: customer

October 25, 2025

It was quick and easy and I'm glad my…

It was quick and easy and I'm glad my Elvis is now covered under my Metlife

Insurer: MetLife

By: MARISOL MORON

October 25, 2025

THE LAST REPRESENTATIVE I SPOKE TO…

THE LAST REPRESENTATIVE I SPOKE TO RESOLVED ALL MY DIFFICULTIES I HAVE BEEN HAVING FOR MONTHS SUBMITTING MY CLAIMS TO YOU ALL. I AM SO GRATEFUL TO HER FOR HER DEDICATION, DILIGENCY, PATIENCE AND WORK ETHIC. I HAVE BEEN FRUSTRATED AND SHE WAS THE ONLY ONE WHO PROVIDED A SOLUTION.

Insurer: MetLife

By: HUMMINGBIRD

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