Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Not satisfied in continuing with Embrace
My dog had to have a tooth removal and a representative told me it was probably covered up to 75%. Embrace didn’t support 1 %. Also, an upgrade in coverage cost doubled.
Insurer: Embrace
By: Craig Hunnewell
Help deciding insurance coverage
Nadine was very pleasant, thoroughly explaining coverage options in helping me to decide what policy to select. Process was simple and straightforward.
Insurer: Fetch
By: John Kassel
Glory's Pet Insurance
We are thankful we purchased an insurance policy for our kitten. It has saved us money when she become sick or had random non serious issues come up over the first 2 years. Thank you Metlife for making it easier for us to get our cat the care she needed!
Insurer: MetLife
By: The Barth Family
Very efficient
Very efficient, it’s very easy to file a claim and they keep you informed of the process.
Insurer: Spot
By: Kersten Olson
I've been with Pumpkin for five yearss…
I've been with Pumpkin for five years and getting this insurance for my senior cat was the best decision I ever made. Well, except for adopting my cat. I've never had a problem with getting reimbursed for any invoice. Whether it's a couple of hundred dollars or thousands. I put in three claims a couple of weeks ago after my cat needed bloodwork and x-rays at her regular vet. I then needed to bring her to the emergency hospital later the same morning for an ultrasound and echocardiogram and that visit was close to a couple thousand dollars. Then there was a claim for a couple hundred dollars for her regular medication. I was amazed that Pumpkin expedited the emergency hospital invoice and I was paid in under 10 minutes. I am truly grateful that Pumpkin allows me to be able to give my now 19 year old cat the best care.
Insurer: Pumpkin
By: Marilyn
Excellent pet insurance company
Excellent pet insurance company. They will reimburse you after your deductible usually within 30 days. Highly recommended.
Insurer: Pets Best
By: Joe C
Quick & Easy Claim Submission
Submitting the claim was easy to do from my tablet. Thank you for making it available rather than having to mail anything in!
Insurer: Embrace
By: Suzanne A
Claim for dental procedures denied as…
Claim for dental procedures denied as pre-existing. They failed to "discover" the pre-existing until almost a year after we enrolled. The condition was treated and resolved (Per policy, dental treatment is covered once it is treated and resolved. We had it treated and resolved and they still denied it. They do not advise you of exclusions for pre-existing until a claim is submitted. They take the premiums and provide no coverage.
Insurer: Embrace
By: J H
It is so incredibly easy to create a…
It is so incredibly easy to create a claim!
Insurer: MetLife
By: customer
We’ve been very happy with Spot
We’ve been very happy with Spot. They’ve been fair and prompt with our insurance claims.
Insurer: Spot
By: Tracy Chelette