Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 26, 2025

They are very friendly

They are very friendly, and claims are managed extremely well, and quickly.

Insurer: Spot

By: Molly Sloan

October 26, 2025

Timely response on claims

Timely response on claims

Insurer: Spot

By: Louis Sedlacek

October 26, 2025

best decision to get coverage for my kitties

It was difficult at first to get all the paper work required for the claim. Once I got the hang of it, it was easy and payment was prompt. Thank you for making a difficult time a little less difficult.

Insurer: MetLife

By: benny wan

October 26, 2025

Easy to submit claim

Easy to submit claim. Clear directions.

Insurer: Embrace

By: Lauree Morton

October 26, 2025

The response was exceptional

The response was exceptional. Could not believe how fast I received my reimbursement!

Insurer: Pumpkin

By: Marilyn

October 26, 2025

Reliable and consistent

Claims have always been paid as promised. I just upload a copy of the invoice and doctor’s note and they are paid without question. Occasionally there have been delays in the past, but lately payment has been coming pretty quickly (less than a week)

Insurer: MetLife

By: Kristin T

October 26, 2025

My claim was covered and im very happy…

My claim was covered and im very happy as this is an amazing company who takes care of business within a matter of time

Insurer: MetLife

By: Ronize Quezada

October 26, 2025

DEFINITELY recommend Healthy Paws

DEFINITELY recommend Healthy Paws pet insurance!! ⭐️⭐️⭐️⭐️⭐️ My American Bulldog has allergies and need meds daily plus immunotherapy shots 3x per month. Even as premiums have increased due to my dog's age, the reimbursement for these meds exceed the premiums. Plus, as an older dog (and my service dog) he has needed additional veterinary care and physical therapy which would really hurt while living on military disability, if I didn't have HEALTHY PAWS! Submitting invoices and medical records is extremely easy via the web or their app. And typical settlement from the claim is about 3 days (even over weekends). I doubt I'll ever get another dog, but if I do, or if I can ever provide a bit of advice to other pet owners, I will always recommend pet insurance and Healthy Paws 🐾

Insurer: Healthy Paws

By: Gary M

October 26, 2025

Great!

Easy to upload claims, quick payments, no issues!

Insurer: MetLife

By: Holly H.

October 26, 2025

MetLife Pet is the best!

MetLife pet insurance has been a life saver in helping me with the high costs of veterinary bills. I have an older rescue pup that has required some unforeseen procedures MetLife has been there for me. Very easy to submit claims, they answer all my questions when needed and claims are finalized in a timely manner.

Insurer: MetLife

By: customer Julie B.

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