Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


July 03, 2026

Pets Best is my first pet health…

Pets Best is my first pet health insurance. When I first got it it seemed like it took forever to get reimbursed, like three weeks plus, but lately they are paying usually within seven days!!! I feel like my pets are well covered and I am grateful for the wellness coverage!

Insurer: Pets Best

By: Jeannette Ashleigh

July 03, 2026

This was my first claim and I was…

This was my first claim and I was expecting a worse experience or a straight denial. While I did have to submit more paperwork, the process completed within the time frame they quoted and the bills were covered as the plan stated.

Insurer: MetLife

By: Jared

July 03, 2026

I have (2) dogs now

I have (2) dogs now. And MetLife works with me every time ! They make putting in a claim easy. And refund comes fast Thank you

Insurer: MetLife

By: Debi k

July 03, 2026

It was quick and I was reimbursed…

It was quick and I was reimbursed fully. Very happy with the monthly price as well. Thank you

Insurer: MetLife

By: customer

July 03, 2026

Healthy Paws is easy to use

Healthy Paws is easy to use. I have recommended this insurance to other pet parents. Once my dog is seen and treated all I have to do is photograph the paid reciept and upload it into the app. Within a few days I have a refund sent to my account. The explanation of what is and is not covered it also sent to my email.

Insurer: Healthy Paws

By: customer

July 03, 2026

It was very easy to submit my claim

It was very easy to submit my claim, have it reviewed and paid with in 7 days of my dogs visit to the vet.

Insurer: MetLife

By: Frank Campbell

July 03, 2026

Fast reimbursement… nice coverage

Fast reimbursement… nice coverage

Insurer: MetLife

By: Debbie Loverti Sciomacco

July 03, 2026

fast turnaround with reimbursement for…

fast turnaround with reimbursement for expenses.

Insurer: MetLife

By: customer

July 03, 2026

Best decision I've ever made for our doggie

A couple years ago I decided to purchase pet insurance for our "middle aged" rescue mutt. I had never had pet insurance in 30 years of having dogs, because I figured the insurance cost would not be worth it. I already have enough hassles to deal with managing my family's health insurance payments/co-pays/claims, etc. Within 6 weeks of signing up for the insurance, our dog got very sick... almost died. It turns out Spot pet insurance has been a joy. The rates are fair, and unfortunately, our dog just got really sick for the second time since I started the policy. Both times we were left with large emergency pet hospital bills totaling thousands of dollars. Both times I submitted claims expecting to be at least partially denied, or to have to put up a fight to be reimbursed. Both times, the payments were made quickly, direct deposit into my checking account. I wish I could switch my own health insurance to Spot!

Insurer: Spot

By: Allison F.

July 03, 2026

Excellent claim service

Excellent claim service. They covered what they promised to

Insurer: Fetch

By: CB

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.