Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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SPOT ON!!!!
We have always wanted the best for our Golden Retrievers. I did some research online for SPOT insurance and even though it had great reviews, I purchased it reluctantly because I did not know ANYONE with Spot pet insurance. I am so happy that I did! Our Golden had an emergency last month$$$$ and they came through during a very difficult time. The last thing anyone wants to worry about is "How am I going to pay for this?" We were refunded quickly and the claim process was so easy on the app . Their service was SPOT on !
Insurer: Spot
By: christine
The enrollment plan was easy because of…
The enrollment plan was easy because of the comparative rates with other companies. It was very clear. It also gave options for a payment and the prices of different plans. Very easy to complete the application process.
Insurer: MetLife
By: Ms.Dlydia
Prompt but stingy
Claims are processed promptly but reimbursement rates are quite stingy, especially considering the cost of the insurance coverage. Just reinforces my negative view of most insurance companies in the US.
Pet Insurance Rip Off
Paying $50.33 a month or $604 a year using auto payments, I find Pets Best not having any interest in my dog’s health by not reimbursing for any health tests or shots recommended by Murrells Inlet, SC Veterinary Hospital. And yes I do understand only paying for 1 yearly check up, but not acknowledging the blood, urine, heart worm, n poop testing suggested by the Vet doctor shows zero concern about my dog’s present n future health! I am now considering canceling my pet insurance policy with Pets Best n make leave the mouthy auto payments in my check book to save the money to pay the vet bills out of pocket!
My honest opinion is embrace is fine if…
My honest opinion is embrace is fine if your dogs are young. I've had this policy for over 10 years and feel like I'm being ripped off as every year the premium sky rockets as my dogs get older. I also feel that something so basic, embrace seems to make so difficult. Example they ask you to send in the same receipt. Just feel like some things are self explanatory and they make it seem so difficult.
Insurer: Embrace
By: John Bowling
My rate went up significantly this year…
My rate went up significantly this year and I don't understand why. Even after I talked to customer service I have a hard time believing that Vet costs have really gone up that much.
Insurer: MetLife
By: Joseph Smoulder
Easy to sign my pet up and reasonably…
Easy to sign my pet up and reasonably priced.
Insurer: MetLife
By: Javier Lagunas
I would never recommend this company
I would never recommend this company. My cat happened to vomit once during the waiting period and once right after the waiting period was over. After the second episode, I was concerned that the vomiting may have been caused from eating a roach and took him to the vet. Even though there was no mention of vomiting in the medical history notes I got from my cat’s previous owner, they classified vomiting as “gastroenteritis” and denied any other later claims involving vomiting as a pre-existing condition. The only explanation I could find is that I mentioned to the vet that first time that the previous owner said he would vomit if he ate too much at one time. Feeding only half of a 3 ounce can solved that problem. When my cat had a problem of repeated vomiting with loss of appetite, which was distinctly different from his occasional vomiting followed by desire to eat, I took him to the the vet ER. X-ray showed a grainy substance in his intestines, which appeared to be passing through and lab work showed mildly elevated white blood cell count. MetLife denied this charge, which was over $1,000, due to a pre-existing condition (“gastroenteritis”). How can an acute condition which could be seen on x-ray and caused elevation of WBC count be associated with one episode of vomiting months before? I appealed the denial and lost. My contention was that vomiting, even if it is called “gastroenteritis” is a symptom and can be caused by many different conditions (eating too fast, eating too much, lymphoma, hyperthyroidism, IBD, etc.). I have seen that other pet owners have had claims denied because of symptoms rather than diagnoses. I am left to wonder if the reviewers don’t take the time to read the claims fully or don’t have the necessary medical knowledge. This company was a total waste of money and I cancelled my policy.
Insurer: MetLife
By: Cynthia Newton