Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,054 total


May 22, 2026

Quick and fast service for my Dane

My Dane got bloated, they were quick, easy and processed multiple claims. One claims they processed within 17 minutes. The money was transfered to my bank a couple days later. When your going through something like that, the last thing that needs to be on your mind is how can I afford this.

Insurer: Pumpkin

By: Brandi Stanfield

May 22, 2026

The application was easy to use and…

The application was easy to use and navigate, will recommend to friends and familia. thank you!

Insurer: MetLife

By: Javier Vizcarra

May 22, 2026

Doubled rates Hidden coverage change details.

They recently more than doubled my monthly premiums so I called and made changes to lower my premiums. Less coverage, bigger deductible. They wouldn't refund any $ for that first month so I figured we had same coverage for that first month any my portal still showed my pet at $100 deductible with 90% reimbursement. New details start 6/3. Well......nope. In a recent claim, they took out the higher deductible and reimbursed at lower rate for my pet's ear infection without giving me a refund of any of the larger premium for May. Their own portal still showed my old deductible and reimbursement rate for this month but when I called I was told too bad. Nope you get lower coverage immediately when you change anything to lower your rates but we still keep your extra money for the first month, Their EOB was totally wrong also. Showed 90% reimbursement rate but they didn't use that. They also didn't show any deductible taken out nor did they credit it on my pet's portal. This feels like stealing from your loyal client customer base. The agent today when I called said there is language in the portal stating this will happen when you make changes. Buried with lawyer speak no doubt. Oh and the notice of my much larger premium arrived in my email AFTER my renewal date.

Insurer: ASPCA

By: Morgahn Grey

May 21, 2026

IT WAS VERY EASY

IT WAS VERY EASY. CANT WAIT TO USE IT.

Insurer: MetLife

By: Jeannette Vidzicki

May 21, 2026

I cannot say enough good things

I cannot say enough good things about Trupanion. I have never had any kind of issues with claim filing. You guys are very compassionate,understanding,caring and courteous. Payments are always quick and right on point. I just found a vet that accepts direct payment which is awesome. I am so glad that I chose Trupanion for my 2 babies. Keep up the good work

Insurer: Trupanion

By: Leanne

May 21, 2026

Fast service and very helpful

Fast service and very helpful. Trupanion works with my vet. I like that so I don't have to deal with all the paper works.

Insurer: Trupanion

By: Kathleen

May 21, 2026

Very quick and easy claim process

Very quick and easy claim process. What makes it even sweeter is that you can get your money via Zelle so it’s instant. Would definitely recommend Met Life Pet to others

Insurer: MetLife

By: customer

May 21, 2026

Claims submission is quick and easy…

Claims submission is quick and easy once you know what to submit. Payment is quick and direct.

Insurer: MetLife

By: Gerald Quimby

May 21, 2026

Peace of Mind

I’m incredibly grateful for the fast and compassionate service from Trupanion pet insurance during my cat’s emergency hospitalization. After a very serious medical emergency requiring blood transfusions, plasma transfusions, and specialty care, they processed and settled my claim within just days, with payment arriving the following week. During such a stressful time, having quick support and reimbursement made an enormous difference. Excellent customer service, efficient claims handling, and true peace of mind when it mattered most. I highly recommend them to any pet owner.

Insurer: Trupanion

By: Jenna

May 21, 2026

Policy Start Date - Ridiculous Wait!!!!

The person who helped was very kind and had an answer for everything (even if it was a script type answer). Which is why I would like to give more stars but the issue is with the policy waiting period, which was stated as over a month. That seems very long especially when you are doing the right thing and adopting/rescuing a pet... they usually need to see a vet and get care sooner than later... This day in age, when you can get an ice cream cake delivered to your home still frozen or transfer thousands of dollars digitally and only wait a day, waiting for over a month for coverage is ridiculous. Just my thoughts.

Insurer: Nationwide

By: customer

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