Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,054 total


June 17, 2026

Clear Information and Fair Pricing

Information presented was clear and Stephanie's answers to questions were professional and complete. Pricing was very reasonable and the stability of premiums without escalation for claim experience was a big selling point.

Insurer: Prudent Pet

By: Ed K.

June 17, 2026

A Different Kind of Insurance Experience

After my dog's surgery, we didn't have to pay the full amount up front and wait to be refunded. Trupanion got immediately involved when we checked out of the emergency vet, calculated how much they would pay (a very significant amount) and we left the vet having paid a fraction of what we would have paid.

Insurer: Trupanion

By: Chris

June 17, 2026

Service with a Smile.

I didn’t submit a completed application to insure my newly adopted dog because I needed his name changed from Nixon to Patch. All flustered, I called Fetch’s support line & was fortunate enough to reach Joshua Sábado. He was very helpful and equally as informative. He suggested I increase my annual coverage as the additional cost would be minimal. I heeded his advice to download the app for Fetch to better manage my account and take advantage of offers. He thoroughly explained payment options. I really like his “I can help you with that” attitude. He’s definitely an asset to Fetch.

Insurer: Fetch

By: Lois O

June 17, 2026

The process to be reimbursed is pretty…

The process to be reimbursed is pretty simple once you figure it out and they pay you pretty quickly so I'm a happy camper.

Insurer: Pumpkin

By: Dana

June 16, 2026

I have ro say they are expensive and cover nothing

I have ro say they are expensive and horrible. All they do is denie your claims.. I pay 111.00 a month for my dog. He got a bad infection trauma to the mouth so they have to pull teath and do an expensive cleaning I understand they dont cover r Routine dental . This was not routine This was a one time item or my dog was going to die from trauma and infection I am with them for years ..they always look to reject your claim. They pay for nothing. Custome service is horrible All they do is raise your rates My dog had a 700 heart checkup they paid me 70 percent of 200 dollars. The next month they raised his premium 30 dollars a month Mind you I have paid them over 8000 dollars in payments over the years for my dogs . BUYER BEWEARE

Insurer: Healthy Paws

By: George Scarpa

June 16, 2026

Super easy

Super easy, quick and affordable. I love that I also received a discount through my employer

Insurer: MetLife

By: Paige DePatie

June 16, 2026

The claim was very easy to handle…

The claim was very easy to handle through my vet. Payment was easy, prompt, and as promised.

Insurer: Trupanion

By: Brenda

June 16, 2026

Second time I used the insurance. Meh!

The first time I used the insurance I appreciated the payment. This last time not so well. He had to have labs and other tests which will need to repeated. Especially as the monthly fee has increased. I may start looking around for another insurance for my dog.

Insurer: MetLife

By: Mimi

June 16, 2026

Great easy enrollment

What easy enrollment process for my pets

Insurer: MetLife

By: MAM

June 16, 2026

It was very easy to submit a claim

It was very easy to submit a claim. The claim was paid very fast.

Insurer: Pumpkin

By: Barbara

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