Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,054 total


June 24, 2026

I'm happy with how easy and quick the…

I'm happy with how easy and quick the application process took

Insurer: Nationwide

By: Jade

June 24, 2026

user friendly

user friendly, quick and easy to navigate

Insurer: MetLife

By: Wendy Velazquez

June 24, 2026

Policy changed when I was about to pay

Policy changed when I was about to pay

Insurer: Sonnet

By: Malcolm Owusu

June 24, 2026

Presently still awaiting a 6/1/26 claim -today is 6/24/26

Presently still awaiting a 6/1/26 claim (today is 6/24/26). Extremely dissatisfied with this insurance company because last year claim -we had to prove our dogs' illness that occurred despite all the medical records that were sent in. They hav no problem taking the money from your account monthly- but they really do not want to pay on an ER bill as shown by the length of time and we still have not had a response from Embrace. I have used USAA insurance for my car and our houses since the 1970's and had no issues. I also felt as others do that claims were sometimes denied or delayed due to requests for extensive medical history or technical issues with the submission process(especially since I personally sent all of my dogs' history myself from the vets' office).However my rating reflects my explanation and my disappointment in Embrace.

Insurer: Embrace

By: Nicki Bradford

June 24, 2026

Buy insurance

I was able to buy the insurance

Insurer: Prudent Pet

By: tom.chappelearhpe.com

June 24, 2026

Pleasantly surprised!

I was pleasantly surprised at how easy and quick it was to submit and receive direct-deposit reimbursement. I assumed it would be difficult, I’d have to rummage thru records and upload, but no - not necessary! My only regret - I didn’t add the rehab rider to my policy!

Insurer: Pets Best

By: Janet Freeman

June 24, 2026

Easy process

Easy process

Insurer: MetLife

By: Pamela Cinquini

June 24, 2026

I thought I was already signed up but…

I thought I was already signed up but the nice lady told me I was not and helped me sign up

Insurer: Nationwide

By: celeste hickey

June 24, 2026

So far so good it seems like it covers…

So far so good it seems like it covers everything easy to sign up

Insurer: MetLife

By: Mindee Moorcroft

June 24, 2026

I received excellent help and it was…

I received excellent help and it was very easy to file the application. They explain everything that's on your policy. Thank you for your help.

Insurer: MetLife

By: Denise Ammons

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