Payment Experience
Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.
15,054 total
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Ridiculously Simple!
Why can't human insurance be this easy? I filed my claim and in less than a week my reimbursement was in the mail. Such a smooth and easy process, I am still in shock at how simple it was.
Insurer: Embrace
By: Meagan
Excellent claim submittal process and fast response
Very easy and fast claim process. Prompt reimbursement
Insurer: Nationwide
By: Ron
Super Easy Claims
Submitting claims and getting reimbursed has been super easy. (Much easier than my own health insurance!) Customer service was great for any questions. It’s a no-brainer to carry this insurance. It’s helped a ton.
Insurer: Embrace
By: Johanna
BEST Pet Insurance EVER!!!
I have 2 small breed dogs (Shih Tzu/ Maltese mixed and Biewer Yorkie mixed) and I have enrolled my dogs since 12/05/2014, when they were about 4 and 5 years old. After a very thorough research and analysis of all the pet policies out there, Healthy Paws was the most affordable one with great benefits. I paid about $80-90 for both dogs per month with a 90% reimbursement and $100 deductible per year and there are no caps on claims. It doesn't cover preventative care but enrolling in Healthy Paws Pet Insurance gave me a peace of mind that I will be able to afford medical care for my dogs in case they needed it. My dogs are generally healthy and I didn't have to submit any claims but one minor one until recently... In 2018 of this year, both of my dogs whose about 7 and 8 years old now needed surgery. One of them had an emergency anal gland ruptured, he had a fever and inflammation. The vet bill was about $2,500+ and Healthy Paws reimbursed 90% of it minus $100 annual deductible. After the annual deductible is met, it was no longer deducted for the year, no matter how many or how much claims I have submitted. Submitting the claim was super easy which can be done through email, their website or even the app. And the turn around time was within 10 business days I had a direct deposit for my claim! The customer service was excellent with very prompt processing time. My other dog whose almost 7 had cataracts and his vision was impaired and he couldn't see. So we decided to bring him to a specialist to get his cataract surgery done for both of his eyes. The vet bill was really expensive and cost more than $5,500+ with all the medications he needed! Health Paws reimbursed me 90% of it within a week, which was like over $4,800+ of claims submitted, I am really grateful that I was able to pay all of my credit card bills without any problems! I find that Healthy Paws Insurance policy is very clear and the effective date of protection is what really matters! Most pet insurance policies doesn't cover pre-existing conditions, therefore, its BEST to enrolled your pet before it's too late. I am very glad and have no regrets that I made the RIGHT and BEST CHOICE to enrolled my two dogs under Healthy Paws because I know that my dogs will be able to get medical care that they need when they need it. I love that you can contact their customer service if you have any questions and concerns or follow up on claim status.. They are very responsive and when you submit your claims, rest assured that you will be reimbursed for your policy reimbursement level!! Thank you Healthy Paws and I hope pet owners will make the right decision in enrolling their love ones with a company that does care!
Insurer: Healthy Paws
By: Nancee
Quick and easy transactions.
Quick and easy transactions.
Insurer: Trupanion
By: Sara
All our claims have been handled with ease and quick turn around.
All our claims have been handled with ease and quick turn around. Trupanion’s policy has stayed true each and every time. We feel like we’re in good hands.
Insurer: Trupanion
By: Melissa
Because you guys are great!
Because you guys are great! So easy to fill claims. Quick to pay out. Communication is spot on!
Insurer: Trupanion
By: Julie
I received my money very fast!
I received my money very fast! :)
Insurer: Trupanion Canada
By: sonia
Quick reimbursement.
Quick reimbursement.
Insurer: Trupanion Canada
By: Michelle
prompt!
prompt! and direct billing
Insurer: Trupanion Canada
By: Lorna