Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


February 27, 2018

Very pleased, had never needed it her whole life but when I finally did they were fantastic and paid the claim fast.

Am very pleased with this pet insurance. Have had my dog since she was 8 weeks old and is now 8 1/2 yrs. First time I have had a need to use the insurance and was very pleased with them. They paid in timely manner and covered everything. S,ery pleased and would recommend them highly

Insurer: Embrace

By: sandy

Useful
February 27, 2018

Rep was very informative and able...

Rep was very informative and able to answer all of my questions. Still waiting for the email confirmation of my policy however.

Insurer: AKC

By: Mary

Useful
February 27, 2018

ASPCA has really made my pet care affordable.

I have been in Hawaii for three years and my pet was seen by VCA for her care, but not everything was covered for my pet by VCA Care Club. ASPCA has definitely made my pet's care and pocket book more affordable.

Insurer: ASPCA

By: Keitra

Useful
February 27, 2018

Wish my own health insurance were this efficient!

I must admit that I was skeptical about pet insurance in general, but checked out a few plans for our new pup after friends & family warned us about unexpected bills. Our vet recommended Embrace, and were already set up for electronic claims submittal for their clients (HUGE convenience). Easy application, and the online calculator really helps YOU pick annual coverage & deductible to fit your needs & budget, PLUS wellness plan for the “regular stuff”. After choosing a plan for us, we went for our first test last week, a normal wellness visit. I left on Wed. with a receipt. The vet clinic submitted my claim electronically, and faxed a form regarding orthopedic clearance... and I received a coverage check from Embrace today (Monday). Wow, this process couldn’t be easier. And the online account info for Explanation Of Benefits is absolutely clear as a bell. Decreasing deductible for limited claims, examination fees covered... I know I’m impressed...

Insurer: Embrace

By: Al

Useful
February 27, 2018

Excellent service & pays claims right away!

Some of my friends have recently signed-up their pets to have ASPCA Pet Insurance. They did so because of the amazing service that I've been receiving for several of my pets' recent insurance claims. I cannot impress (enough!) just how awesome ASPCA Insurance has been for them. Filing a claim literally takes only 1 minute online. Then, they typically PAY the claim within just a couple of days. KEY: Make sure your Vet ALWAYS gives you their "Vet Notes". Then, upload those notes WITH your itemized paid invoice(s), online. NOTE: Sometimes, Vets don't QUICKLY provide their file Notes right away. And THAT has been the ONLY reason I've ever experienced any kind of slight delay in payment from my pets' ASPCA Insurance. They usually pay claims within just a couple of days from submission & even do Direct Deposit into one's bank account. I couldn't be more pleased with their amazing service!

Insurer: ASPCA

By: Valencia

Useful
February 27, 2018

This is good insurance

My dog was itching constantly and the vet suspected food allergies. The bill came to $502 with allergy testing, medicine, and a shot. Nationwide paid $407 for the bill. I am very happy with Nationwide. My dog is doing great now and I was relieved that I did not have to pay that big bill.

Insurer: Nationwide

By: Dianne

Useful
February 27, 2018

GREAT INSURANCE.,

Thank you for covering my dog injuries. your coverage really helped with the expenses. I have 3 dogs insured with you. I will keep them in your insurance program for as long as they live...

Insurer: Nationwide

By: BABETTE

Useful
February 26, 2018

Saves me a lot of money since my pup developed skin infections/allergies

Since Remey was a pup they have Nationwide has saved me a lot of money on 3 emergency vet visits and several other occasions for skin disorders and allergies. Each time I go to the vet I have them fill out the claim form then fax them in. Usually about 2 weeks later I receive a check in the mail. I am always telling people whom get a puppy or in my dog groups about how good this insurance is.

Insurer: Nationwide

By: Jason

Useful
February 26, 2018

Figo has been there for us and our dogs whenever we needed them!

We chose Figo 2 weeks after adopting a two year old Rescue Great Dane. 2 weeks after that the dog swallowed a 7” teddy bear -whole! He was rushed into surgery at 2 a.m. at the emergency vet that we chose, he came home the next day with a huge vet bill. Figo covered their portion of the bill within a week! We are so glad that we chose Figo! Now we have another rescued Dane and the two of them keep us hopping!

Insurer: Figo

By: Cathy

Useful
February 26, 2018

If only our human health insurance was so easy and straightforward!

We have had Nationwide for our dog since she we brought her home, and it has been wonderful. We have primarily used the preventive coverage, but she also got emergently sick once, and Nationwide covered per our policy without problems or delays. Any requests for additional information were understandable and reasonable. I only wish all of our insurance policies were as simple to understand and provided such timely coverage!

Insurer: Nationwide

By: Allison

Useful

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