Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Worthless
Those giving favorable reviews must be submitting only wellness claims. I haven’t had a single claim paid without argument in the last year. Be prepared to have to make your vet follow up on every single claim. You will need to monitor every one because they sit on them and don’t process them. I’d use Happy Paws. Hear great things from other owners much happier with their pet insurers.
Insurer: Embrace
By: Kathy
Avoid like the plague
Don’t bother with Embrace. Expect flaming hoops to get any coverage, hideous mishandling of claims, endless requests to vet for the same records over and over. They will take your money, haggle endlessly about ever claim, deny everything and it’s just one long battle for any kind of coverage.
Insurer: Embrace
By: KKW
This is truly a “no hassle” company!
The best insurance company I have ever dealt with, both pet and human! My Maizee was in the emergency room for 3 days, gravely I’ll and subsequent death due to autoimmune disorder. The claims were paid within a week with no questions asked. All The personnel in the company sent condolences and sympathy upon her death! They truly are a company that cares about their clients and patients and help to make a sad and difficult time more bearable. Thank you, Embrace!
Insurer: Embrace
By: Marge
More prompt with this refund. Very satisfied
Good working with vets and prompt with returns
Insurer: Embrace
By: Judy
Best Investment I Ever Made!
I submitted a claim for surgery for my husky. The claim was approved and payment sent within two weeks. The direct deposit option is wonderful. I am a loyal customer for life!
Insurer: Nationwide
By: Laura
Happy Kitty=Happy Mommy
I recently took Ice to the vet for his wellness check. Upon completing some testing, the vet diagnosed Ice with a UTI. I filed my claim with Nationwide and it was promptly paid. I only had to pay my $100 deductible. So happy that I have insurance with Nationwide.
Insurer: Nationwide
By: Lisa
Incredibly fast reimbursement
I have unfortunately have had to use my dog's Healthy Paws Pet Insurance twice. Both times the reimbursement was extremely quick and covered the claim minus deductible. I cannot be more pleased with Healthy Paws and am glad that I chose them over the all other plans available. It also helped that there was a 10% lifetime discount for AAA members.
Insurer: Healthy Paws
By: Toni
Peace of Mind
My best pal, Laddie, suddenly became gravely ill with a ruptured splenic mass. In the hour or two when we had to evaluate how to proceed, knowing that we had Embrace insurance to help with the costs made our decisions to proceed with a splenectomy much easier. In the end, the mass was benign! My dog is happy and healthy again. The surgery was worth it and Embrace made the costs much more manageable. They processed my claims before my dog had the stitches removed. Amazing company!!
Insurer: Embrace
By: Chris
Fast and efficient service
Nationwide is on our side...claims are handled quickly and it's nice to get a follow up as well. Thank you
Insurer: Nationwide
By: Patrick
Dental care
Marni had her yearly dental care including the week prior to surgery. Nationwide covered the majority of the procedure cost. I am so very pleased with Nationwide and would definitely recommend their service to all pet owners.
Insurer: Nationwide
By: Bernadine