Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


February 26, 2018

Awesome coverages!

Our last Golden Retriever's insurance turned out to be a joke, although we had the best plan they offered and had it for 9 years, they ended up only paying 20% of his $4,000 for his cancer medical expenses. We were very disappointed. The company found every reason to not help with his expenses. For our new Golden puppy, I checked out EACH and EVERY pet insurance company I could find, and there are many these days. FIGO had the very best coverages for so many things that other carriers do not cover. We have had one claim and it was easy to file online. The reimbursement (which paid out way more than the last company would have paid) took about a month, but FIGO said they were changing the way they paid to expedite future reimbursements. All in all, I am pretty sure that we love FIGO!!!

Insurer: Figo

By: casey

Useful
February 26, 2018

Great Pet Insurance with easy and fast claims

My 4 year old Havachon was sick recently and needed 24 hour evaluation which accrued a Vet bill over $2000. Healthy Paws Insurance paid exactly what it claimed in the policy. No scams or questions. I provided them with the documentation and the claim was processed quickly and efficiently, no questions asked. A+ Pet Insurance ! I recommend Healthy Paws.

Insurer: Healthy Paws

By: Frank

Useful
February 25, 2018

Wonderful company

I have been with Embrace since my two cats were kittens, coming up on 5 years. They have been great. They correspond and process your claim(s) fast. I've been telling my friends about them.

Insurer: Embrace

By: Mildred

Useful
February 25, 2018

Easy-peasy!

My 1st claim was very simple to file online and was confirmed and paid in less than 2 weeks!

Insurer: Pets Best

By: Jean

Useful
February 25, 2018

Fast Reimbursements and Great Coverage

Claims are easy to file and reimbursements are processed very quickly. I'm extremely satisfied with ASPCA Pet Health Insurance.

Insurer: ASPCA

By: Alyssa

Useful
February 25, 2018

Amazing ins company!!!

Once again, submitted a claim, once again an immediate and friendly response and fast turn around with reimbursing us. I wish our human insurance was half as good!! :)

Insurer: Embrace

By: patricia

Useful
February 25, 2018

Save my dog life

trupanion is the reason we are able to keep our diabetic dog alive.

Insurer: Trupanion

By: Judy

Useful
February 25, 2018

trupanion is the reason we are able to keep our diabetic dog alive.

trupanion is the reason we are able to keep our diabetic dog alive.

Insurer: Trupanion

By: Judy

Useful
February 24, 2018

Worth the money

My dog tore his cruciate ligament and the first claim for the X-rays took a long time because they said they had to get more info from my vet. The claim for the surgery was fairly quick and all the following claims have been quick

Insurer: ASPCA

By: Patty

Useful
February 24, 2018

Pre-existing conditions limit this pet insurance

I've used ASPCA pet insurance for several years now and have been fairly pleased with the service and benefits. My dog is now 15 years old so as he has gotten older then new ailments have come up. With this insurance, a illness that comes up this year is a pre-existing condition for next year and forward so nothing is covered for that illness after the current year. My dog can no longer be covered for his back or his liver which flare up usually once a year. I shopped around a couple of years ago and this was the only insurance that we take my dog due to his history so I am appreciative that we can still use this policy. Overall though, I think they have one of the best customer service departments of any industry I am a consumer of. Another good feature is the auto-reimbursement in my checking account. I still wait for dentist reimbursements to come in the mail but my pet insurance company can send directly to my checking account. I can also see the claims on line before I get the paper copy in the mail..

Insurer: ASPCA

By: Brian

Useful

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