Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Thank you
This is the second time I've had a larger than normal issue. Because of embrace my Sunny gets to live.
Insurer: Embrace
By: Irma
VPI WAS MUCH BETTER BEFORE NATIONWIDE TOOK OVER
Although Nationwide (formerly Vpi) helped out with the bills, the initially declined a couple claims for reasons that were not correct. Our pup had chronic diarrhea and they ran several tests including giardia. This was just just one of several test to triple out the problem. NATIONWIDE covers e. r. Visits, but cited this as not a covered visit because they don't cover Giardia. In other words they found 1/2 a reason to decline a whole claim. Same with her tooth. E. R visit for a broken tooth, main visit was for broken tooth, they just cleaned the rest of her teeth while she was under (Which I knew wasn't covered but I was paying for) and declined the whole e. R. Visit. I had to fight and explain to them to stop assuming as both visits were e. R. Visits. Vpi was never like this and they didn't have specific limits for each specific injury or situation. I miss them. :(
Insurer: Nationwide
By: Brian
Insurance for your pet is important so your pet can be healthy.
Trupanion has made keeping our pet which is a family member healthy. Insure your pet to help keep out of pocket costs down when it matters.
Insurer: Trupanion Canada
By: Debbie
Embrace is amazing
I don’t know what I would do without embrace pet insurance. They help me every time my pet has to go to the vet. I don’t have anything to worry about, I know he is covered.
Insurer: Embrace
By: Courtney
Do they have human insurance?
When I first adopted Ollie, my vet advised me to get pet insurance. I got it reluctantly, and thought I would cancel it a few months later. This insurance is a complete blessing. My little guy has been through a lot in the past four years since I had insurance. When Ollie had to have emergency spinal surgery due to ruptured discs my insurance was the last thing I was thinking about. After he made it home, I remembered I had insurance, uploaded my receipts and received a check within two weeks! I couldn't believe it. I have submitted a few claims since then and it is always so easy. To go a step further, after we brought Ollie home I even got an email from a really nice "claws and paws protector" from Healthy Paws just checking to see if Ollie was ok. I am so glad I was too lazy to cancel my insurance 4 years ago. I don't know what I would have done without Healthy Paws. I am happy to recommend them to anyone adopting a new pet.
Insurer: Healthy Paws
By: Tania
just on the fence about cancelling the insurance for Sadie.
just on the fence about cancelling the insurance for Sadie. not happy about the new deductable for sadie's existing injury. I decrease her insurance monthly cost but wasnt aware of all the details surrounding since I had not received any communication about this.
Insurer: Trupanion Canada
By: Kendi
Still haven't heard anything about my appeal
Still haven't heard anything about my appeal
Insurer: Trupanion
By: Francey
I am not clear on how much money I will get back for this incident therefore I can not say that I am satisfied yet.
I am not clear on how much money I will get back for this incident, therefore, I can not say that I am satisfied yet.
Insurer: Trupanion
By: Judith
Right now I have submitted 3 claims for my dog.
Right now I have submitted 3 claims for my dog. So far so good with the response time and processing of the claims. I wish that I was able to submit the invoice and claim form together through your web site. It is my understanding that a claim form needs to be emailed for each invoice the my dog incurrs.
Insurer: Trupanion
By: Mary