Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


July 04, 2018

Takes a while to process claims but they cover a lot more than other insurance companies

I got this insurance because I like the fact that they cover well visits as well as sick visits. It took three months for them to process the initial claims but once they did, they covered what they said they would and I was very happy with the outcome.

Insurer: Nationwide

By: Christine

Useful
July 04, 2018

This most recent experience was to say the least ridiculous. Claim from April still going on!

I have Nationwide everything, auto, home and pet. The worst service is the pet insurance part. I have been struggling with Nationwide about a claim that should have been taken care of in April. I have resent into the company the proper papers for 3 months on and off. I think that there is an inconsistency within the pet insurance part. I do not like the format at all. When submitting a claim there is a "form" to follow which offers nothing in the way of being precise about the claim. After 3 months of calling and calling, resubmitting and resubmitting I finally got to a customer care representative who took care of me through a supervisor. Dah, why did that take so long. I do not think that Nationwide has a very good protocol at all for their pet insurance.

Insurer: Nationwide

By: Anita

Useful
July 04, 2018

Thrilled

It’s insurance, so I was expecting to be told there was some reason our dog’s wellness visit and dental cleaning wouldn’t be covered. Some small print I missed. The surprise was no surprise! Easy online form. Money directly deposited in a very timely fashion to our account. Thank you!

Insurer: Nationwide

By: Debbie

Useful
July 04, 2018

Immediate handling of wellness claim

Embrace is everything we need in pet insurance. This wellness claim was for meds but whenever we have a claim of any kind or a question the response by Embrace is immediate. The staff is also super helpful.

Insurer: Embrace

By: Ann

Useful
July 04, 2018

Peace of Mind

I wanted to be prepared for eventualities in case I needed help with my beautiful Pug, Nationwide Pet Insurance has delivered that so far, peace of mind. They have refunded me every time my vet visit qualifies and in most cases the total amount. It's always good knowing my pet Weego is covered and I can take him to the vet without worrying about spending and worrying much about taking care of him and his vet. Nationwide Pet Insurance has 24/7 help and my monthly payment is being deducted from my payroll since my company has that extra benefit.

Insurer: Nationwide

By: David

Useful
July 04, 2018

Great service

Embrace is the best! Very understanding and everyone I speak to explains everything very thoroughly, never a problem. Pays claims promptly!! Very important. Keep up the good work you guys and girls!!

Insurer: Embrace

By: anne

Useful
July 04, 2018

First time claim.

First time claim. Still working on the deductible. will see over time how well it works. Claim posted in a very timely manner. So far so good.

Insurer: Trupanion

By: Jim

Useful
July 04, 2018

Amazing.

Amazing. Cruz and I are a walking billboard for Trupanion! The company, the people, the pay-outs amazing!! Cruz has had a lot of health issues and I don't know where we would be today without Trupanion.

Insurer: Trupanion

By: Michelle

Useful
July 04, 2018

Ease of claim process

Ease of claim process and speed of claim. I have raving about Trupanion since 2010!

Insurer: Trupanion

By: Sheryl

Useful
July 04, 2018

It has been amazing

It has been amazing that Trupanion has been covering the illnesses that my dog have and I do tell any that Trupanion is the best

Insurer: Trupanion

By: Vilmarie

Useful

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