Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


October 25, 2018

The "Allergic Reaction" is a pre-existing condition for them, what a joke!

My dog had an allergic reaction and had a swollen paw. The doctor does not know exactly what caused the reaction just say that it is an allergy of some kind. HealthyPaws turn down the claim, citing that my dog had other "allergy" before. Therefore, any kind of allergy is considered a preexisting condition. An allergic reaction can be caused by many different factors, ate something wrong, sniff something wrong, touch something wrong, and so on. It’s like if your dog vomits or had diarrhea before the insurance, then any type of illness that caused diarrhea or vomit is not covered. I am canceling both my dogs’ policies. Will find another policy that does not consider “Allergic reaction” as preexisting, this is just silly!

Insurer: Healthy Paws

By: Mike

Useful
October 25, 2018

I love Nationwide Pet Insurance

Nationwide he always helped me out with my Pet Insurance Claims. They are always in communication with me and they are timely with their Claim Return. They are also always kind and understanding.

Insurer: Nationwide

By: Laurie

Useful
October 25, 2018

You can count on Nationwide for coverage of your family pet.

Because Moonlight is covered by Nationwide i don't have to worry about whether or not I have the money to have her treated or tested. And, she has had a few medical problems. I'm grateful to my veterinarians at Companion Animal Hospital for saving her life a few years ago and keeping her healthy. It's a good team, CAH, Nationwide, and Moonlight.

Insurer: Nationwide

By: Lois

Useful
October 25, 2018

Excellent! The staff was very helpful and showed great compassion.

When your pup has a freak accident you don't think, just react. I want to thank Embrace for their genuine compassion and help during the claim process. Superb customer service and yes our girl, Pennee Lang, is 100% once again! Thanks to all!

Insurer: Embrace

By: Marian

Useful
October 25, 2018

Great coverage (if you have the right plan)

Nationwide has great coverage, but only if you get the right plan. They would not allow me to upgrade the plan for my second dog, which was a very unpleasant surprise. She had one anti-inflammatory shot and they denied her advanced coverage saying that she had allergies. Otherwise I would rate Nationwide much higher.

Insurer: Nationwide

By: Katie

Useful
October 25, 2018

quick process

claim process is easy and fast.

Insurer: Nationwide

By: Hiroko

Useful
October 25, 2018

Reliable

As a dog rescuer and an owner it’s best to have dependable pet insurance and so grateful that I’ve chosen the best one. Staffs are knowledgeable and my claims processed so quickly.

Insurer: Nationwide

By: Elizabeth

Useful
October 25, 2018

I have been waiting for payment for almost 90 days. Payment is late.

Hi, I have been waiting for review/payment of expenses since the first week of August. I called before I initially submitted to find out what documents were needed. I submitted everything that you asked for but then was told (almost a month later) that you need more documents. Now I’ve been waiting for almost two months to get an update.

Insurer: Nationwide

By: Jennifer

Useful
October 25, 2018

This expense reimbursement went smoothly.

This expense reimbursement went smoothly. All of it was covered at the agreed upon percentage. Thank you.

Insurer: Nationwide

By: Wendy

Useful
October 25, 2018

Poor Claims Processing

Claims processing should be 10 days or less. Nationwide stretches the promptness of its payment processing.

Insurer: Nationwide

By: Karl

Useful

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