Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


November 01, 2018

Nationwide is great!

Nationwide is quick to process claims and direct deposits the money into my account!

Insurer: Nationwide

By: Hannah

Useful
November 01, 2018

good

great company just takes too long for the claims handling process!

Insurer: Pets Plus Us

By: jen

Useful
Verified November 01, 2018

Thank you Trupanion for processing our claims for "Mackie" in two weeks!

We were pleased that Trupanion processed our claims for "Mackie" in two weeks. We had paid $7000 for tests and surgery for Mackie, when a cancerous tumor was found. We were happy to be reimbursed approximately $6000 by Trupanion. Trupanion now has lots more insured pets, than when we purchased health insurance for Mackie five years ago. Our first claim (4 years ago) was processed and reimbursed to us the next day! This time it took two weeks, but we were happy to have our claim paid in two weeks. Trupanion are always very friendly and caring, and we are happy to have them on our side :) You might want to consider adding staff to answer phones, as it is necessary to hold on for 1/2 hour or more. When we purchased insurance five years ago, we could get through to Trupanion on the phone instantly!

Insurer: Trupanion

By: Diane

Useful
November 01, 2018

Terrible claims handling...they only look to deny coverage

I filed two claims for two separate incidents and both were denied. I provided all supporting documention and letters from my vet showing pre existing conditions were not present at the inception of the policy and waiting period and the claim still denied. They do not follow their own policy guidelines and i will be filing a bad faith claim against them to recover the policy benefits I’m entitled to. This company does not seek to indemnify...they look for any reason to deny coverage. This is the antithesis of what an insurance company is here to do.

Insurer: Pets Best

By: Abigail

Useful
November 01, 2018

So far so good, nice refund on emergency room visit

Our puppy showed disoriented symptoms and could not stand and stop urinating. We rushed him to the 24/7 pet hospital. The bill came out to roughly $1200 and re were refunded about $850. The refund paid for more than our first year of payments alone. That doesn't include refunds from our regular appointments either.

Insurer: Nationwide

By: John

Useful
November 01, 2018

Best investment we've made so our Tessa Rose can have medical when she needs it.

Very pleased with Tessa Rose's policy; insures that she gets excellent health benefits and coverage whenever she needs it...and we are reimbursed on a timely basis from filing a claim.

Insurer: Nationwide

By: Laura

Useful
November 01, 2018

Comprehensive and speedy service

I couldn’t be happier with Nationwide Pet Insurance. Claims are processed quickly and customer service is excellent.

Insurer: Nationwide

By: Amy

Useful
November 01, 2018

Cat Cancer at 15 years

My beloved cat of 15 years. Two vets, blood tests etc. Animal cancer clinic for a complete work up. Pet's Best paid all the bills without question. I loved my cat of 15 years and because of Pets Best I was able to have all the tests done at the animal cancer clinic, in addition to seeing 2 vets. I can't imagine how I would have felt if I had her euthanized without having everything possibly done to be sure she could not be cured. I now have my dog insured because of the way Pet's Best took care of me.

Insurer: Pets Best

By: Bruce

Useful
November 01, 2018

More than just pet insurance

I’ve not been a customer for very long and we’ve already had a major injury. Our pit bull puppy tore both cruciate ligaments and needed a very expensive procedure. All of our paperwork was submitted and we were reimbursed within a few days. They’ve even emailed me numerous times asking how she is recovering. This is more than a company, they genuinely care about animals and want to help as much as possible. I can not recommend them enough. Excellent customer service, painless claims, professionalism, and caring employees. Our girl is going to be able to have a better quality of life because of Healthy Paws.

Insurer: Healthy Paws

By: Katharine

Useful
Verified November 01, 2018

Trupanion is a life saver

I can't say enough good things....Trupanion has been there for my little guy...no muss no fuss...just reviewed medical records...payment to me in less than a week after I faxed them a copy of the Vet bill.....and they always thank me for taking care of my fur babys health....I have had them for 3 years and also have my cat insured with them...I feel secure knowing if anything happens, god forbid, Trupanion is there to enable me to provide the care that will be needed. I tell everyone about my experience and I recommend them to everyone who has a beloved pet.

Insurer: Trupanion

By: Susan

Useful

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