Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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They have your back
They have your back during your time of need!! My Doberman had a spinal injury which required surgery and an MRI totaling $5000+. I had to submit my first ever claim for my Dobie with them on Saturday Nov 3rd and received confirmation they would be taking care of the costs outside of my deductible and co-pay by Nov 7th. So technically it took 2 business days!! Ability to have direct deposit set up means I’ll have my funds available to pay everything off well before it’s due. They give you peace of mind. Highly recommend!!
Insurer: Pets Best
By: Will
I would recommend Embrace ins.
I have been pleased with the results from Embrace. They are quick about processing claims. I like the process of the reimbursement being deposited in our checking account.
Insurer: Embrace
By: Robin
Highly Recommend!
My Golden Retriever has had two issues in her lifetime - allergies and arthritis pain. I've met my deductible with both conditions. My experience with TruPanion has been stellar in every way. They process claims quickly and accurately, and the check is in my mailbox just days after submission. I would highly recommend TruPanion to anyone considering insurance for their pet.
Insurer: Trupanion
By: Melissa
Feels like Healthy Paws is our Guardian Angel
Got our 4yr old registered with Healthy Paws when she was 1 1/2yrs old. Wasn’t until this year we needed to use the insurance. She injured her ACL and had to have surgery. Healthy Paws has been there to help not only with cost but so thoughtful checking in on how she is doing. That blew me away and felt they truly cared. And even better, before we did surgery we tried Acupuncture and it was covered. It didn’t correct her condition but it definitely helped her pain and discomfort. Thank you Healthy Paws for taking care of our Bella.
Insurer: Healthy Paws
By: Michael
Straight Up Front and Honest
We have a 10 year old Golden doodle. She is in good health. We had a neighbor recommend this insurance and our eye vet also raved about it. We found Embrace had the best annual fee and 80% plan with a $750.00 deductible. I assumed we would not need it as she was well. One day on October 10th without any notice or symptoms, she became lethargic, unresponsive and labored breathing. Within 8 hours of the onset of this illness, she was found to have a grapefruit size mass growing on her spleen. Worse it burst open and she was about to die due to internal bleeding. Because we had insurance we opted to try and save her and emergency surgery performed. It is now 3 weeks later and she recovered, tumor was benign and best of all Embrace paid the claims without hassle. If we did not have insurance we would have put her down. The total bills were around $6500.00, not cheap but after we met our deductible they swiftly approved and paid the remainder at 80%, no questions asked. This illness was very unfortunate. I hope they will renew me after our year is up! If they do and don't jack up my rate, then this company may be the best ever. I read on one review before buying, pet insurance is actually "economic euthanasia insurance". It very well was indeed and now we have our dog back hopefully for several more years. Thanks Embrace.
Insurer: Embrace
By: William
Pets Best has been a shining light
Unfortunately, I have had a few claims already with one of my dogs. Pets Best has been the shining light in a series of mishaps. They have been awesome and very quick with processing my claims.
Insurer: Pets Best
By: Jane
Great company!
Thank you for always being a great company. It had been a while since I filed a claim and things went even faster this time.
Insurer: Pets Best
By: Stacey
Easy to file a claim
Easy to file a claim and affordable
Insurer: Trupanion
By: Robin
Very impressed
Honestly, we were thinking about cancelling this insurance a few years ago because we received only $5 from a claim that should have been handled - however with our current situation with our dog, we've not only heard back so quickly but the money came into our bank account instantly as well. Very impressed.
Insurer: Trupanion
By: Ali
Not very positive
My experience with Trupanion has not been very positive. The previous owners of my pet were registered with Trupanion and imagine my surprise when a visit to the vet was not accepted because it was a pre-existing problem. Same dog, same Trupanion. I really don't understand!
Insurer: Trupanion
By: Luba