Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Cost increased 33% this year
The insurance is decent coverage, and so far every appropriate claim has been covered per the contract. However, the price jumped 33% from one year to the next. They say costs are based on type of pet, age of pet, and where you live. The only thing that changed was my cat went from 4 to 5 years old. They claim that costs don’t increase based on claims, but that feels false based on a 33% jump. If I had known the price would increase this much in one year I would have gone with another company.
Insurer: Nationwide
By: Jennifer
Good
Nationwide pet insurance has been very prompt with payments & cover alot
Insurer: Nationwide
By: Jennifer
Very pleased with our experience, no hidden gimmicks
Embrace Pet insurance has always worked with us, there are no hidden agendas or gimmicks. I have always been very happy with our claims and reimbursement rates.
Insurer: Embrace
By: Kami
With the VitusVet app it was easy to file a claim and I got reimbursed within a couple weeks.
I had several claims from an emergency surgery and was able to submit everything easily with the app on my phone. It took about 2 weeks but got reimbursed for a good chunk. It was a huge relief.
Insurer: Nationwide
By: Karen
Appreciate the Coverage
I have been so pleased with the coverage for my Collie and will renew.
Insurer: Nationwide
By: Marsha
Finally pet Insurance coverage you can count on!!
We have had our little dog covered by Healthy Paws since October of 2015 and thankfully had never had to use it until February of this year. I was at home when I noticed my little girl stumbling toward me. I was instantly panic stricken as I knew something dreadful was wrong with her. I couldn't tell if she was even breathing and she was terrified! I gathered her up and rushed her to an emergency veterinary hospital. She would face a hospital stay, an MRI, an ultrasound, a spinal tap, numerous blood tests and multiple medications and because she was covered with Healthy Paws Pet Insurance we didn't have to worry about the costs we would be facing. I can't explain what a relief that was for us. We were able to focus our attention on her recovery and one month out am happy to say she is doing much better. Healthy Paws was extremely responsive and within three to four days of submitting an invoice each claim was processed and completed. Thank you Healthy Paws!
Insurer: Healthy Paws
By: Lauren
Disappointing!
Claimed never got faxes that were sent by vet. Sent all statements via USPS. Paid hardly anything. May be switching soon.
Insurer: Nationwide
By: Betsy
Any excuse not to pay a claim
We purchased Pets Best insurance for our puppy with an effective date of 1/1/2019. On 2/5 we took him to the vet because he was having skin issues. This was the first time he was seen for this issue. I submitted the claim to Pets Best for reimbursement. It was denied a few days later because his condition was “pre-existing” prior to the effective date of the policy. Since this was the first time Ihecwas seen for skin issues, I contacted Pets Best. They informed me that since he was treated for an ear infection in December, his hit spots and chewing his legs was pre existing. That is a reach at best. They also,said since he was prescribed Apoquel, he had an allergic issue. He was prescribed Apoquel on 2/5, the visit I was seeking reimbursement for, the first time his allergy was diagnosed. Pets Best will obviously use far reaching, ridiculous criteria to deny claims.
Insurer: Pets Best
By: Anne
Life saver
This year my cat has been in and out of the vet pretty much every week. The vet bills have accumulated very quickly and I was so grateful to have Nationwide Pet insurance to help me out! Claims are easy to submit and they overall provide great services!
Insurer: Nationwide
By: Alexandra
Very efficient and well-established service
Compared to other dog insurance plans I have reviewed in the past, Nationwide offers the best coverage and service.
Insurer: Nationwide
By: David