Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


April 22, 2019

So glad I don't have to worry about how I can afford to save my cat!

I recently got 2 Maine Coon kittens last year and my boss gave me the best advice I have ever gotten, get pet insurance! Not even 6 months after I get the insurance, one of my boys had a freak accident and fractured his spine. Numerous tests and a surgery later I have my spunky kitty back. ASPCA insurance was wonderful! My claims were paid within 4 weeks and they called and asked how he was. If I didn't have insurance, I would be paying for this for the rest of my life. Thank you!!

Insurer: ASPCA

By: Michelle

Useful
April 22, 2019

Great!

Embrace has been great and easy to use. I especially like the Wellness Benefit, which we use all the time. claims are easy, just snap a pic of your receipt and email it in with your claims form. Customer service is great. thanks!

Insurer: Embrace

By: RUDY

Useful
Verified April 22, 2019

Don't believe the claims about Premium increases

Don't believe the marketing claims that they dont raise premiums because of age or claims. I've had Trupanion for nearly 13 years on the same dog and my initial premiums were less than $40/month. The premiums increased every year and last year were $99 a month. There have been very few claims over the past 13 years with payout of less than $2000. In 2018 there were more clams than usual with payouts of about $700. This year my premiums jumped from $99 a month to $150 a month, more than a 50% increase. My vets rates didn't increase any and my pet is not on routine maintenance medications. So why the increase? Only real reason, despite the marketing hype, is my dog is now 13 and had a few caims last year non that were significant and nothing chronic.

Insurer: Trupanion

By: Steven

Useful
April 22, 2019

Foggy policies with sour customer service.

Foggy policies that leave the consumer unclear of what is happening and unsure why certain claims are denied. Sour customer service agents that leave a bitter taste and built up frustration after each phone call. The easiest and best part of the insurance is the automated claim sumbission within an app.

Insurer: Nationwide

By: Trevor

Useful
April 22, 2019

Very Happy with the process

So easy to submit. We got our payment so fast. The direct deposit option is great. Very Happy with the process.

Insurer: Pets Best

By: Katie

Useful
April 22, 2019

Couldn't be happier!

We've had this insurance for almost 2 years & I couldn't be happier! Due to the volume of claims it took a little longer but it was communicated clearly which I appreciated and my claim was still processed and paid within 10 days. It's great customer service. I absolutely love Pets Best. Because they covered the allergy test I know my baby girl is allergic to rice, peas & flaxseed so I can work on getting her better. Hopefully this means fewer upset stomachs & less itching. Thank you!!!!

Insurer: Pets Best

By: Nicole

Useful
April 22, 2019

Communications are timely and clear

The claim was processed very quickly after I submitted it, and the communications are timely and clear.

Insurer: Pets Best

By: Karyn

Useful
April 22, 2019

Told many people about Pet's Best

I have told so many people about Pet's Best including my Vet! Based on the coverage you get it really saves on unexpected expensive pets bills and the ease in both filing and receiving reimbursements.

Insurer: Pets Best

By: Randy

Useful
April 22, 2019

Easy and painless

I love the ease of being able to take a snap shot of my invoice and submit that right away for review. Then the process was quick and I received my money directly into my bank account in about a week from start to finish. Going over the claim and understanding why I was reimbursed what I was and why was easy to understand and review based on my own policy. This was my very first claim I have submitted for my boy and hope I don't have to do to many but if I do I'm glad to know how easy and painless the process is.

Insurer: Pets Best

By: Tannia

Useful
April 21, 2019

Healthy Paws Is Terrific

Easy to sign up. Great customer service. And easy claim process done entirely online.

Insurer: Healthy Paws

By: Jeffrey

Useful

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