Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 10, 2026

Great Insurance

I am glad I made the wise decision to buy insurance through Embrace. I have been with them since 2019, and they always process claims efficiently. I also love that they have wellness coverage, covering annual visits for shots and preventative medications. __Stacey Fisher

Insurer: Embrace

By: Stacey

April 10, 2026

How quickly my claim was processed.

How quickly my claim was processed.

Insurer: Spot

By: Greg Hanson

April 10, 2026

Easy process to submit claims and quick…

Easy process to submit claims and quick response!

Insurer: Pumpkin

By: Karen

April 10, 2026

Peace of mind…

Filing a claim is quick and easy and payouts arrive reasonably quickly by 1 of 3 methods (check, direct deposit, or CareCredit credit). So glad I signed up when we got our pup 3+ years ago. Peace of mind.

Insurer: Pumpkin

By: shelmomPA

April 10, 2026

Quick review and payment of covered…

Quick review and payment of covered services

Insurer: Trupanion

By: Christopher

April 10, 2026

Double Trouble

We recently became the proud parents of Stella and Winston, adorable sibling Shih Tzus. I decided on Pets Best after lengthy research. It was a great decision. Filed claim easily and was reimbursed in 3 days! Pets Best has thd perfect name!

Insurer: Pets Best

Veterinarian: Three Rivers Animal Hospital

By: Bonnie

Useful
April 10, 2026

Quick response times, overall satisfied!

I appreciate the quick turnaround for my claim, it was exactly 1 week (5 business days) from submission to getting my EOB. Insurance is always confusing, and initially I had misinterpreted my EOB on a previous claim. The customer service was mostly good, but could have improved on explaining what was covered and what was not in layman's terms- hence the 4/5.

Insurer: Pets Best

Veterinarian: Animal Hospital of Verona

By: Abby

Useful
April 10, 2026

There’s no immediate coverage, there’s a wait for illness

Do not like the wait for illness.

Insurer: MetLife

By: Patricia Horton

April 10, 2026

Truly "The Best" Pet Insurance

I’ve worked with several pet insurance providers over the years, and Pets Best is by far the only one I confidently recommend. Their claims process is straightforward and easy to navigate, and their reimbursement for illness-related care is exceptional. When my dog was diagnosed with both Cushing’s and diabetes, having this coverage made an incredibly difficult time much more manageable financially. I truly appreciate how seamless the experience was and highly recommend Pets Best to anyone considering pet insurance

Insurer: Pets Best

Veterinarian: VERG Brooklyn

By: Angela

Useful
April 10, 2026

Coverage Until the End

Pets Best was my pet insurance carrier for my cat’s entire life, and I could not have asked for a more responsive, understanding, or supportive team. Hudson battled cancer and, because he was immunocompromised, faced several life‑threatening infections along the way. Pets Best gave me the assurance I needed to make the decisions to treat him. Without this policy — and the reliability of their claim payments — he simply would not have survived as long as he did. Even in his final days, when he could no longer fight, Pets Best covered the medication that brought him peace. That meant more than I can ever express. I am deeply grateful for everything they did for both of us.

Insurer: Pets Best

By: Sarah

Useful

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