Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 23, 2026

Never leave home without it!Trupanion insurance has allowed us to…

Trupanion insurance has allowed us to take care of our pet without any restrictions. From hospital stays to regular vet bills they have always been easy to file claims. I would never be without their insurance.

Insurer: Trupanion

By: Sammye Grymes

April 23, 2026

It was very simple and straightforward…

It was very simple and straightforward to file my claim.

Insurer: MetLife

By: customer

April 23, 2026

Reliable Experience w/ MetLife Pet!

Great insurance options, simple and easy to use website, streamlined submission process and prompt review and payment of claim.

Insurer: MetLife

By: Marianne M.

April 23, 2026

Processing of the claim went fine

Processing of the claim went fine, the reimbursement is dragging. Received notice last Friday, still no reimbursement.

Insurer: MetLife

By: customer

April 23, 2026

Easy process

Easy process. Quick results

Insurer: MetLife

By: customer

April 23, 2026

A huge waste of your money!

If you have a Chihuahua or part Chihuahua dog, don't bother paying high premiums to insure it. These people denied my claim for surgery on my dog recently because his Vet mentioned in 2024 that he had loose knees. Nearly all Chihuahua breeds have this genetic condition! The dog never so much as limped until last month when he tore his acl. Their illness policy is supposed to cover genetic conditions. Well, so much for that lie!

Insurer: ASPCA

By: Maria R

April 23, 2026

Quick claim

I filled a claim and the response was very quick. Did not get any problem at all.

Insurer: Spot

By: Nathan Malijan

April 23, 2026

Easy of direct billing

Easy of direct billing and correct mistakes in the billing process, coverage level of care. My only complaint is that the veterinary specialist and emergency consult should be covered as these are NOT normal veterinary events. Seeing a veterinarian for regular health checks is a normal expected cost.

Insurer: Trupanion

By: Barbara

April 23, 2026

Happy First time claimer through Trupanion

First time claiming through Trupanion. Not only did they pay my claim quickly, send me an email explaining what was paid and why, but someone (yes… a live person) called me to make sure I understood and to answer any other questions. I had additional claims against the same illness and those were also paid quickly.

Insurer: Trupanion

By: Barbara

April 23, 2026

Prompt claims responses

Prompt claims responses; clear coverage.

Insurer: Pumpkin

By: Kay

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