Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,641 total


April 22, 2026

Took repeated submission of data (which they did not bother to read)

Claims requested they need more information so I contacted them and submitted the requested infodrmation. ] Again I got a request for more information. I spoke with a supervisor and AGAIN submitted requested information. AGAIN got a requst for more information. Spoke with another supervisor who said that CLAIMS had not yet looked at what we (supervisor and I) had submitted. AGAIN I got a request for more information. I BEGGED THEM to look at what had REPEATEDLY been submitted. Absolutely disgusting.

Insurer: Pets Best

By: Linda Ryder

April 22, 2026

Paid out my claim for my puppies UTI

Paid out my claim for my puppies UTI, no questions asked.

Insurer: Spot Canada

By: Mike H

April 22, 2026

Stress free coverage

This company has made it stress free to get health care for our terrier, even with multiple visits. Their communication, coverage and clarity makes easier to face animal health issues.

Insurer: Pets Best

By: Marie Anderson

April 22, 2026

Trupanion has been amazing!

Trupanion has been amazing! Submitting invoices is incredibly easy, and reimbursements are direct deposited within 24-48 hours. During a stressful time with my dog, that kind of reliability and speed made a huge difference and took the worry out of paying for medical bills. Customer Service has been amazing as well! Highly recommend!!

Insurer: Trupanion

By: bsllchurch

April 22, 2026

My claim

My claim, refund, and payment was fast even though I use mail, and don't do the claim online.

Insurer: Spot

By: Don Greely

April 22, 2026

The representative was kind, helpful and understanding.

The representative was kind, helpful and understanding. Especially that I was, and am emotional about my cat being sick and needing surgery, after his infection is stabilize with the antibiotics he is on. Trupanion processed and issued me payment for the first two visits expeditiously, I must say.

Insurer: Trupanion

By: Nancy

April 22, 2026

Embrace is a reputable company

Embrace is a reputable company. Their customer service representatives are knowledgeable, friendly and thorough. Billing it’s easy. Claims are easy to set up and clear to understand. Communication is timely. And the services they offer are comprehensive.

Insurer: Embrace

By: Lifelong learner

April 22, 2026

Great prices and coverage

Great prices and coverage. App is very user friendly. So far so good, just submitted my very first claim for my puppy. Let’s see how the turnaround time goes.

Insurer: ASPCA

By: customer

April 22, 2026

Trupanion has saved our dog’s life

Trupanion has saved our dog’s life. He has had multiple problems unfortunately but we have had perfect, rapid, just service from Trupanion. so glad we purchased this coverage

Insurer: Trupanion

By: Susan Fitzpatrick

April 22, 2026

Easy to use

Easy to use, fast attention, quick refund.

Insurer: Pumpkin

By: Peggy

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