Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 11, 2026

Trupanion advertising strongly a…

Trupanion advertising strongly a lifetime deductible per condition but functionally works on a per incident basis. The experience does not align with marketing and the expectations set.

Insurer: Trupanion

By: Josh

June 11, 2026

Never ever had a claim issue for my…

Never ever had a claim issue fir my pooch! Reimbursement is very quick. Questions are always answered in a timely manner. I don't ever have to worry about Nikko not getting the care that he needs because it's not affordable. Majority of my friends a pet owners and I highly recommend MetLife to them.

Insurer: MetLife

By: Barbara Vitale

June 11, 2026

I shouldn't have to resubmit the dr.s…

I shouldn't have to resubmit the dr.s papers several times. I also should not have my vets office submit their paperwork several times either.

Insurer: MetLife

By: customer

June 11, 2026

Easy to file a claim

Easy to file a claim, user-friendly app.

Insurer: MetLife

By: Julie Ann Costabile

June 11, 2026

Just all and all great service

Got my claim super fast. All and quite happy with the service

Insurer: Pumpkin

By: David

June 11, 2026

Healthy paws has been great paying for…

Healthy paws has been great paying for everything that my girl has needed. I do pay more for them than other companies but they cover all her physical therapy etc. Our premium jumped drastically this year due to turning 8, and they also dropped my reimbursement level and increased our deductible but I’m still sticking with them because they pay for so much and reimburse me quickly, often the next day!

Insurer: Healthy Paws

By: Cindy Gray

June 11, 2026

Easy to process the claim

Easy to process the claim. It went right through, no hassle.

Insurer: MetLife

By: P. McCarthy

June 11, 2026

Fast and accurate process

My first claim was processed accurately and in a timely manner. I’m very satisfied with my pet insurance.

Insurer: MetLife

By: Irene

June 11, 2026

Responsive and very thorough customer…

Responsive and very thorough customer support and smooth claim process.

Insurer: Pumpkin

By: Deborah

June 11, 2026

reimbursement of heart worm meds

trying to get reimbursed for sempirica trio. a shipment i get every 6 months. you can (and likely do) track that. I submitted my invoice to get reimbursed, but the invoice did not show the item had yet shipped (it did later that day, but their system generated the invoice first). so you wouldn't pay it until i found proof of shipment. for regular cycles of drugs that are easily forecastable (and equally easy to see if there was a fraud - too frequent a request for heart worm meds), you shouldn't need that level of proof and cause me a 2nd time getting into the the system.

Insurer: MetLife

By: ATS

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