Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 17, 2026

Claim processing

Website easy to navigate thru claim process. Quick processing turnaround time

Insurer: Fetch

By: AB

June 17, 2026

Spot has helped me out of a tight spot…

Spot has helped me out of a tight spot more than once. Their claim time is fast and their reimbursements are fair and easy to predict.

Insurer: Spot

By: Brett Tucker

June 17, 2026

Ease of sending vet bill

Ease of sending vet bill. Quick response of payment.

Insurer: Spot

By: Jeanene Crain

June 17, 2026

My stress level was s high

My stress level was very high because of my dogs health problems. Because the insurance claim was easy to submit and a decision was quickly made, I had no worries about the insurance claim. I was able to concentrate all my attention on taking care of my dog.

Insurer: Pets Best

By: Bruce Hamilton

June 17, 2026

Pets Best has been excellent .

Pets Best has been excellent in processing and issuing payment. Would highly recommend.

Insurer: Pets Best

By: Lesley Lipton

June 17, 2026

Claim process was easy and the refund…

Claim process was easy and the refund was deposited with no additional information needed.

Insurer: Spot

By: Siddharth Jaggavarapu

June 17, 2026

Very unhappy

I would not recommend Embrace to anyone. I only filed one claim and to date I do not have any resolution. Everytime we submit info they ask for more. I think it is a scam and I am going to cancel. So disappointed.

Insurer: Embrace

By: kathleen Baxter

June 17, 2026

They paid on time and as advertised.

They paid on time and as advertised. A good experience.

Insurer: Spot

By: Michelle Schaner

June 17, 2026

Easy claims, good service

Easy to navigate the website and make claims. Spot reached out to the vet for the additional information needed for the claim. Reimbursements fast and accurate.

Insurer: Spot

By: Cindy

June 17, 2026

Paid claims quickly

Paid claims quickly

Insurer: Spot

By: lynn grimm

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