Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 20, 2026

I’m so impressed by the quick response…

I’m so impressed by the quick response from my last 2 claims!! This is why pet insurance is a good idea. Thank you, MetLife!

Insurer: MetLife

By: customer

June 20, 2026

Surgery to remove fatty mass

Last Wednesday my Golden Retriever had surgery to remove a fatty mass. Thankfully it was just fat cells and not cancer. I filed a claim later that night and the claim was processed and approved by next morning. Very easy to file the claim.

Insurer: Trupanion

By: Mark

June 20, 2026

Waste of money & time

All my claims have been denied. Website & app fails to work half the time. I paid a year in advance. I’m requesting 💯 refund for my policy. Not a good company at all. Trash…

Insurer: Pets Best

Veterinarian: VCA Animal Care Hospital

By: James

Useful
June 20, 2026

Easy to use and get reimbursed.

Easy to use and get reimbursed.

Insurer: MetLife

By: customer

June 20, 2026

I submitted a claim in early May and it…

I submitted a claim in early May and it took till late June to get a response. I also emailed on the app and never got a response.

Insurer: MetLife

By: customer

June 20, 2026

Excellent and effective portal system…

Excellent and effective portal system to give information. Quick process and refund!

Insurer: MetLife

By: customer

June 20, 2026

Very efficient and timely

Very efficient and timely

Insurer: Fetch

By: RICHARD

June 20, 2026

Ease of submitting pets record and…

Ease of submitting pets record and invoice and the quick turnaround.

Insurer: MetLife

By: Susan

June 20, 2026

Great coverage

I have had spot for quite a while but never filed a claim. My cat had a problem and had to have follow up tests to determine any issues. I was pleasantly surprised to find that spot covered everything to the extent of my insurance

Insurer: Spot

By: David Baird

June 20, 2026

Review

Expensive premiums but ease of claims process

Insurer: Pets Best

Veterinarian: All Paws & Claws Veterinary Clinic

By: Steve

Useful

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