Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 21, 2026

This company has a short refund process, which is appreciated.

When you put in a claim you want an answer in a few days . This Company does that and it is appreciate it.

Insurer: MetLife

By: Roberta Sullivan

June 21, 2026

Claims never paid

I have been paying monthly for pet insurance since 12/25 and was told my claims would be addressed and considered promptly. I have submitted ALL vet bills and ALL vet information requested. I have not gotten back any amount of money on submitted claims, but said they "needed more information". (stalling tactic). It is now June and they continue to charge my account $74.55 every month.

Insurer: Pumpkin

By: Jennifer York

June 21, 2026

Easy to submit a claim and…

Easy to submit a claim and reimbursement is very quick!

Insurer: MetLife

By: customer

June 21, 2026

Very easy to make a claim

Very easy to make a claim, all on line. Just upload the receipt and the claim is processed. Great communication online. Usually processed with the payent in your bank account within the week.

Insurer: MetLife

By: customerCynthia McGinn

June 21, 2026

No hassles and quick approval

Very quick approval for my claim and expenses paid as the plan provides. No hassles or back and forth requesting additional documentation. Great experience so far. Just waiting for payment since I opted for a check.

Insurer: MetLife

By: Cathy

June 21, 2026

Easy, prompt and efficient.

Great company to work with, very responsive 24/7. Prompt payment and claims servicing.

Insurer: Trupanion

By: Jim

June 21, 2026

I just cannot believe it. They hardly pay nothing.

I just cannot believe it. The amount they paid on my claim. I can see paying the deductible but the extra 10% what for. Iam already paying a monthly fee. Then the deductible is for just that problem it should be for the whole year. I really believe I made a mistake by signing up because I end up paying for 95% percent of the bill. I feel as though the insurance is not has good has people think. I am seriously thinking about canceling. At this point iam paying you a 143 dollars a month for you only to pay 93 dollars on a bill of 949.

Insurer: Trupanion

By: Rosandra Williams

June 21, 2026

Metlife has been a great experience…

Metlife has been a great experience with processing claims and customer service was exceptional.

Insurer: MetLife

By: Tina

June 21, 2026

My Dogs Golden years experience

My dog is almost 16 years old and has been a beloved member of our family for many years. As he has aged, he has faced several health challenges, including Cushing’s disease and other medical issues that come with being a senior dog. Through it all, Trupanion Pet Insurance has been there to help. Having pet insurance has given me peace of mind during stressful times and has helped make important veterinary care more affordable. The claims process has been easy to navigate, and the reimbursements have allowed me to focus on my dog’s health and comfort rather than worrying as much about the cost of treatment. When you love a pet as much as we love our dog, you want to do everything possible to give them the best care. Trupanion has helped us do that. I am truly grateful for the support they have provided over the years and would highly recommend Trupanion Pet Insurance to anyone, especially those with aging pets or pets with ongoing medical conditions. Thank you, Trupanion, for helping me give my best friend the care he deserves in his golden years.

Insurer: Trupanion

By: Janet Crawford

June 21, 2026

Reduced our stress…

Our cat got very sick and it’s been stressful trying to help him and start recovery. The claims process has been so easy and the pay was received quickly so it made it easy to decide what treatment we can afford. It’s one less stress while trying to navigate how best to help our cat.

Insurer: MetLife

By: customer

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