Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


August 09, 2025

Denied my claim

I am contemplating moving my policies if all 3 of y dogs as y golden retrievers claim was denied due to them saying it’s routine care. This is a chronic problem my vet and I are trying to remedy. It is not routine care. And they they said the medication is not on their “list” so at this point everything has been denied including the testing. No point in having it if they deny everything. So disappointed

Insurer: Pets Best

By: Robyn

Useful
August 09, 2025

Sickly Fur Baby

We have a sickly fur baby; she has allergies, chronic ear infections, GI issues, to name a few. Pets Best has been Outstanding‼️ Their claims process is Super Easy and Not Once have they questioned nor denied any of our claims. THANK YOU Pets Best for your amazing customer service, your support/assistance but Most Importantly, Your commitment, dedication and Compassion towards our Pets!!

Insurer: Pets Best

By: Rosendo

Useful
August 08, 2025

Willow’s Homecoming: A Story of Trust, Tenderness, and True Support

When I first laid eyes on Willow, she was an 18-month-old Chiweenie—abandoned, uncertain, and weighing just 11.8 pounds. Her eyes held a quiet mix of fear and hope, and though she was apprehensive when I arrived to take her home, something in her spirit told me she was ready for a new beginning. The SPCA had spayed her while she was still in heat, which made her recovery a bit slower than usual. But I was there every step of the way, reassuring her that she was safe now. I took her to our trusted family vet—someone I’ve relied on for over 11 years—for a full wellness exam, suture removal, microchipping, and her leptospirosis vaccination. No hospital stays, no emergencies—just a gentle transition into a life she’d never known before. Willow didn’t just settle in—she flourished. With each passing day, she grew more confident, more playful, and more affectionate. She now weighs a healthy 17 pounds and greets each morning with excitement and joy. She knows she’s home. She knows she’s loved. Throughout this journey, Pets Best was there—not because of a crisis, but because they understand that every step in a pet’s life matters. Their claim process was smooth, transparent, and refreshingly human. I submitted everything from Willow’s initial vet visit, and they handled it with care and efficiency. It wasn’t just about reimbursement—it was about reassurance. Knowing I had their support allowed me to focus entirely on Willow’s comfort and transition. Pets Best didn’t just cover a claim—they helped affirm that Willow’s new life was off to the right start. Their compassion and professionalism made me feel like I wasn’t alone in this journey, and for that, I’m truly grateful. Today, Willow is thriving—chasing squirrels, curling up beside me after long shifts, and reminding me daily that love, patience, and a little help can transform a life. She’s not just a rescue. She’s family.

Insurer: Pets Best

Veterinarian: Pocoshock Animal Hospital

By: Kenneth

Useful
August 08, 2025

Pets Best Insurance

I have had my dog and cat insured with Pets Bests Insurance now for two years. They are always very quick at processing claims. I would highly recommend them.

Insurer: Pets Best

Veterinarian: Local Veterinarian

By: Douglas

Useful
August 08, 2025

Great customer service

"I have had Pets Best insurance for 3 years now and they never disappoint. When it looks like the claim might take more time, they email me to let me know. That is greatly appreciated. I will continue to recommend Pets Best to all who inquire. "

Insurer: Pets Best

By: Jean

Useful
August 08, 2025

Horrible expericence every time I place a claim in

The employees lie about receiving documents to delay or reject claims. The customer service employees are extremely rude and will hang up on you. The company is extremely slow at paying out claims and processing claims, tho claim "they are the fastest", I have over 8 years from a different pet insurance company proving they are not the fastest. They make everything so difficult and problematic. They are liars and I would never recommend anyone to sign up for Pets Best for pet insurance. They are a disgrace and disappointment!!!

Insurer: Pets Best

By: Mike

Useful
August 08, 2025

Every little bit helps

"My boy was seen for his yearly checkup and he was found to have "allergy ears". We were sent home with ear wash and ear drops. These items went towards the deductible. Hopefully we never meet the full deductible!"

Insurer: Pets Best

Veterinarian: Southeast Community Animal Hospital

By: Paula

Useful
August 08, 2025

Efficient claim processing & compassionate service

I recently had a Sarcoma surgically removed from my dog. The insurance company had my pre-approval done in less than 24hrs and my claim was processed in under 6 business days! Having the money paid out so quickly (similar to the past 10 yrs) has allowed me to establish a very trusting relationship with my vet clinic and peace of mind!! Thank you!!

Insurer: Spot Canada

By: Anna

Useful
August 07, 2025

May cancel policy!

Got got our dog on 7/2, applied for pet insurance 7/3, noticed our dog was scratching his ear alot, had an infections- found out on 7/14 and my claim was denied bc it wasn’t past the 14 waiting trial! 3 days really makes a difference! When I paid the first 6 months up front!

Insurer: Pets Best

Veterinarian: VCA Wakulla Animal Hospital

By: Wendy

Useful
August 07, 2025

Pets Best ins. Rating

My claims were always handled in a very timely and satisfactory manner. I recommend them to my friends and relatives.

Insurer: Pets Best

Veterinarian: Animal Clinic Of Union

By: Les

Useful

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