Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,617 total


June 27, 2026

Easy to use

Easy to use. Easy to find info on website. Well detailed info on how to complete claims. Quick responses sent to me when I file a claim or have a question. Helpful customer service staff.

Insurer: MetLife

By: Stacy

June 27, 2026

Spot was very helpful when I had some…

Spot was very helpful when I had some questions. They definitely reimbursed 90%!! I highly recommend.

Insurer: Spot

By: Paul Hughes

June 27, 2026

Delivered As Promised

My policy did what it promised when I signed up. No hitches, no hidden clauses. It covered the emergency that I had with my dog to the limit of my coverage. Making a claim online was straightforward and uncomplicated. It was a very fair process and a big help during a very stressful event.

Insurer: Spot

By: Laura Johnson

June 27, 2026

Healthy Paws saved my dogs

I have been using Healthy Paws for many years at this point. My dogs wouldn’t be with me today if it weren’t for having insurance with Healthy Paws. I’ve got two dogs that have lifelong conditions that are covered with no lifetime limits. I can make the best decisions on their care because cost isn’t my first thought like it would be if I didn’t have healthy paws. It’s the best choice I’ve made for them.

Insurer: Healthy Paws

By: Dogmom

June 27, 2026

Covers claims quickly

I have used another very well-known pet insurance provider and it was a complete nightmare!! I really appreciate that Spot covered my claim quickly and without a lot of 'red tape.' I have already recommended you to my friends and family and will continue doing so!

Insurer: Spot

By: Wendi Robinson

June 27, 2026

I bought Fetch hoping I’d never need it

I bought Fetch hoping I’d never need it. Then my one-year-old Miniature Schnauzer, Zane, developed a bladder stone that required referral to the University of Florida Veterinary Hospital for laser lithotripsy. The total specialist bill was $3,163.60, and Fetch reimbursed exactly 80% as promised—$2,530.88. Earlier diagnostic claims were also processed exactly according to my policy. The claims process was straightforward, communication was excellent, and because I had insurance, I was able to choose the treatment my veterinarians felt was best, based on his young age, instead of making the decision based on cost. I couldn’t be happier with the experience.

Insurer: Fetch

By: Carolyn Chavez

June 27, 2026

Claim process was so easy

Claim process was so easy. Whenever I need to call with any question’s, they always want to know how my little fur baby is doing. And they are always so patient and professional.

Insurer: Spot

By: Rochelle Carrillo

June 27, 2026

Take the best care of your pets with easy online claims

Thank you for making it so easy to take the best care of my dog! The online claims process is easy to use, my claims were approved, and refunds were sent directly to my bank account. I highly recommend Pumpkin Pet Insurance for everyone’s pets!

Insurer: Pumpkin

By: Becca

June 27, 2026

MetLife is quick to respond to claims…

MetLife is quick to respond to claims and I received reimbursement for Vet bill within a couple of days! Claim process is super easy and I feel the cost of my plan is well worth the peace of mind knowing my pups are covered.

Insurer: MetLife

By: suzanne ball

June 27, 2026

Sending our claims through the app is…

Sending our claims through the app is very convenient and the reimbursement always comes quickly

Insurer: MetLife

By: customer

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.