Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 11, 2025

Filing claims is easy.

Filing claims is easy.

Insurer: Embrace

By: Char Conrad

October 11, 2025

Having emergency surgery and knowing…

Having emergency surgery and knowing that a very high amount would be covered. I would do anything for my best friend and healthy paws is a great comfort

Insurer: Healthy Paws

By: Christine Forster

October 11, 2025

Easy to file claim

Easy to file claim. Fast decision

Insurer: Spot

By: Barbi Owsley

October 10, 2025

So glad I have Spot insurance for my dog

So glad I have Spot insurance for my dog. It made a difference when he had to have a much needed surgery. The claim process was easier than expected and direct deposit made it easy to receive the claim funds.

Insurer: Spot

By: lisa a

October 10, 2025

Easy to make a claim

Easy to make a claim

Insurer: Embrace

By: Rodriguez Daniel

October 10, 2025

Great experience with Embrace…

Great experience with Embrace insurance. So easy to submit a claim and understand what is covered. Reimbursement is extremely quick. I highly recommend this insurance!

Insurer: Embrace

By: Cathy

October 10, 2025

MetLife is so simple and reliable

MetLife is so simple and reliable. I was worried at first I wouldn’t be able to understand everything needed for the claims but it was the easiest process. I enjoy the experience so much I referred my sister to the insurance for her new 3 month cat.

Insurer: MetLife

By: Ariel

October 10, 2025

The time line

Don't know as I sent in claims. We'll see. Not crazy about having to get claims in with in a year even as you're still working on dog issue. I'm still paying so why not take care of claim. I've paid for it.

Insurer: Embrace

By: Teresa Ingram

October 10, 2025

Quality Pet Insurance

We have used MetLife insurance for both of our dogs and have had a good experience with them. They review and reimburse for claims, and respond to appeals, promptly and have a very user-friendly website.

Insurer: MetLife

By: customer

October 10, 2025

So easy and fast payment

Once you get used to it, the claim process is very simple and easy. Payment is very fast. Excellent experience.

Insurer: Embrace

By: 関口雄介

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.