Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Claims
When I put in a claim it is always done in a timely manner.
Insurer: MetLife
By: Elaine
Great experience awesome employees…
Great experience awesome employees understanding and amazing quick payment refunds
Insurer: MetLife
By: Lisa benetti for honey bunz🍯
Thieves
We purchased our fur baby at 8 weeks, he had blood work done by our vet and had elevated liver numbers. He came to us with insurance for 30 days, after that time I switched to Embrace because I had another dog insured with them . Our baby was never sick until over 16 months later and then had pancreatic. Embrace denied the claim because he had a history of elevated liver enzymes even though that had never made him sick. Really check what you are getting because I truely believe this was unfair. I now know there are a few great companies that only have 6 month wait on previous conditions but in my dogs case there was not any previous problems or symptoms except for slightly high liver enzymes.
The claim was processed timely and I…
The claim was processed timely and I received the reimbursement that I expected.
Insurer: Spot
By: Irene Fonsecs
Claim and reimbursement is super easy
Claim and reimbursement is super easy
Insurer: MetLife
By: customer
Claim Process Take a Bit of Work
Requesting a claim is easy. However, they don't let you submit the medical records from your vet. They email your vet and CC you. My vet submitted medical records for 2 dates. They only approved the 1st one. They continue to email the 2nd one. I have emailed them, uploaded my document myself and messaged them. They continue to email my vet and say it will be on "hold." It is a lot of work on your end to submit a claim.
Insurer: Embrace
By: Anny
Quick & Easy
It's really super easy to submit a claim. It's usually processed quickly and you receive your payment quickly.
Insurer: Embrace
By: Neil Skjoldal
Quick and Fair Review
Reviewed and processed claim timely. Fair and quick reimbursement.
Insurer: Spot
By: Nicole
Love MetLife Pet
MetLife pet makes submitting claims easy and hassle free. Anytime I have a question, the customer service agents are friendly, upbeat and really seem to enjoy what they do.
Insurer: MetLife
By: Erin
For 10 years Embrace has been covering…
For 10 years Embrace has been covering Jack’s vet bills and reimbursing us in a timely manner. They were very sympathetic when they learned of Jack’s death from heart failure. I recommend Embrace for anyone needing a very good medical coverage for their furry friends. Larry Andrews
Insurer: Embrace
By: Larry Andrews