Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,657 total


October 20, 2025

Great pet insurance company

Spot Pet Insurance handled my claim very quickly and efficiently with no issues!

Insurer: Spot

By: Alicia Selquist

October 20, 2025

Denied accident claim

My dog ran into a chair and injured his back. He needed pain meds and steroids to recover and he did make a full recovery. I filed the claim with PetsBest on an accident policy that claims to reimburse medial expenses associated with accidental injury. But then denied it. It seems like just another insurance company that wants to collect your money and not pay out.

Insurer: Pets Best

By: Danica

Useful
October 20, 2025

Fast, reliable, reasonably priced and caring pet insurance company

Healthy Paws had a quick review and reimbursement payment of claims after my dog went to the emergency animal hospital for advanced pneumonia for several days that resulted in a very expensive stay. I was able to pay for services before charges hit the credit card. There was enough stress as to whether she was going to make it to not have to worry about costs of medical bills to keep her alive and then recover. My dog is doing very well now. Healthy Paws even checked in with me after my dog returned from the hospital to see how she was doing afterwards. They I would highly recommend this pet insurance to anybody as it was also reasonably priced and was worth it for peace of mind and return on investment for a beloved pet and they actually cared as did not have to reach out afterwards. Thank you so much again!

Insurer: Healthy Paws

By: Pearl

Useful
October 20, 2025

The ease of claim submission and quick…

The ease of claim submission and quick turn around for payments makes MetLife pet insurance an invaluable asset for pet owners.

Insurer: MetLife

By: AJ

October 20, 2025

I have been waiting for payment for my…

I have been waiting for payment for my cat's surgery. I have received communication from the company stating theinformation has bee submitted for approval since 09/25/2025. All information was sent. They have my phone number, email address and still no other contac5.

Insurer: Pets Best

By: Kay

October 20, 2025

Great experience

Great experience? But I need to know how things work when I need to use the benefits. Then a more accurate opinion can be given

Insurer: Prudent Pet

By: Mac

October 20, 2025

User friendly website and quick…

User friendly website and quick reimbursement!

Insurer: MetLife

By: Paula Harrington

October 20, 2025

This company delivers what they stated…

This company delivers what they stated when I signed up. Good coverage and guided me through my first claim with patience and care. This has been the best pet insurance for my two puppies.

Insurer: MetLife

By: customer

October 20, 2025

Insurance for my new rescue

I purchased insurance for my new rescue dog, Franny. I also purchased the optional wellness option. I took Franny for her wellness checkup and it was so easy to take a picture of the invoice in the app. I was reimbursed the following day. Thankfully, I haven’t needed the illness insurance yet, but I’m so pleased with how easy it was to get reimbursed for wellness!

Insurer: Pets Best

By: Kaci Christina

October 19, 2025

Don't be deceived by the tons of fake…

Don't be deceived by the tons of fake "invited" reviews the company is producing in order to counter the very real and legitimate continuing trend of negative reviews. Healthy Paws has completely gone down the toilet and is utter garbage now. I had them for my previous dog over a decade, until she passed away a few years ago and they were very good. Took care of everything with only minor issues. So, when I got a new dog, I obtained a new policy with them without question. BIG mistake. Should have read the reviews on places like Reddit and here to see what a trash heap they have become. Healthy Paws of old is gone, and the new Healthy Paws is about massive policy increases and endless garbage BS excuses to not pay claims. Refused to pay my 4 digit medical bill for a procedure I approved because I was confident they would pay, but they refused. Communication is horrible, denials are just arbitrary, appeals non existent, phone support is off shored trash where they just read a script, customers regularly document insane premium increases of 100s of % from their starting point. Stay FAR away from this dumpster fire of a company and do not let them cheat and deceive you with their sudden flood of "positive" reviews they purchased with "invited" positive feedback.

Insurer: Healthy Paws

By: Al

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.