Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Great pet insurance company
Spot Pet Insurance handled my claim very quickly and efficiently with no issues!
Insurer: Spot
By: Alicia Selquist
Denied accident claim
My dog ran into a chair and injured his back. He needed pain meds and steroids to recover and he did make a full recovery. I filed the claim with PetsBest on an accident policy that claims to reimburse medial expenses associated with accidental injury. But then denied it. It seems like just another insurance company that wants to collect your money and not pay out.
Insurer: Pets Best
By: Danica
Fast, reliable, reasonably priced and caring pet insurance company
Healthy Paws had a quick review and reimbursement payment of claims after my dog went to the emergency animal hospital for advanced pneumonia for several days that resulted in a very expensive stay. I was able to pay for services before charges hit the credit card. There was enough stress as to whether she was going to make it to not have to worry about costs of medical bills to keep her alive and then recover. My dog is doing very well now. Healthy Paws even checked in with me after my dog returned from the hospital to see how she was doing afterwards. They I would highly recommend this pet insurance to anybody as it was also reasonably priced and was worth it for peace of mind and return on investment for a beloved pet and they actually cared as did not have to reach out afterwards. Thank you so much again!
Insurer: Healthy Paws
By: Pearl
The ease of claim submission and quick…
The ease of claim submission and quick turn around for payments makes MetLife pet insurance an invaluable asset for pet owners.
Insurer: MetLife
By: AJ
I have been waiting for payment for my…
I have been waiting for payment for my cat's surgery. I have received communication from the company stating theinformation has bee submitted for approval since 09/25/2025. All information was sent. They have my phone number, email address and still no other contac5.
Insurer: Pets Best
By: Kay
Great experience
Great experience? But I need to know how things work when I need to use the benefits. Then a more accurate opinion can be given
Insurer: Prudent Pet
By: Mac
User friendly website and quick…
User friendly website and quick reimbursement!
Insurer: MetLife
By: Paula Harrington
This company delivers what they stated…
This company delivers what they stated when I signed up. Good coverage and guided me through my first claim with patience and care. This has been the best pet insurance for my two puppies.
Insurer: MetLife
By: customer
Insurance for my new rescue
I purchased insurance for my new rescue dog, Franny. I also purchased the optional wellness option. I took Franny for her wellness checkup and it was so easy to take a picture of the invoice in the app. I was reimbursed the following day. Thankfully, I haven’t needed the illness insurance yet, but I’m so pleased with how easy it was to get reimbursed for wellness!
Insurer: Pets Best
By: Kaci Christina
Don't be deceived by the tons of fake…
Don't be deceived by the tons of fake "invited" reviews the company is producing in order to counter the very real and legitimate continuing trend of negative reviews. Healthy Paws has completely gone down the toilet and is utter garbage now. I had them for my previous dog over a decade, until she passed away a few years ago and they were very good. Took care of everything with only minor issues. So, when I got a new dog, I obtained a new policy with them without question. BIG mistake. Should have read the reviews on places like Reddit and here to see what a trash heap they have become. Healthy Paws of old is gone, and the new Healthy Paws is about massive policy increases and endless garbage BS excuses to not pay claims. Refused to pay my 4 digit medical bill for a procedure I approved because I was confident they would pay, but they refused. Communication is horrible, denials are just arbitrary, appeals non existent, phone support is off shored trash where they just read a script, customers regularly document insane premium increases of 100s of % from their starting point. Stay FAR away from this dumpster fire of a company and do not let them cheat and deceive you with their sudden flood of "positive" reviews they purchased with "invited" positive feedback.
Insurer: Healthy Paws
By: Al